The Cigna Group was incorporated in Delaware in 1981 and is a holding company, not an insurance company. Cigna Group is a global healthcare service organization and a major provider of medical, dental, disability, life and accident insurance and related products and services. In the United States, most of these products and services are provided through employers or other groups and in selected international markets, while Cigna provides complementary medical, life and accident insurance products and international medical insurance and services to governments and NGOs or individuals. 

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