Yiren Digital Ltd Q3 2025 Earnings Call Highlights: Robust Loan Origination, Internet Insurance Growth

Yiren Digital Ltd's Q3 2025 earnings call highlights include a 5.1% YoY increase in total revenue to RMB1.55 billion, a 51% YoY increase in loan origination to RMB20.2 billion, and a 77% repeat borrowing rate. Insurance gross return premium rose 35% QoQ to RMB1.15 billion, while insurance revenue increased 45% QoQ to RMB84.2 million. Net income was RMB318 million, down 12% from the previous quarter. The company's cash position totaled RMB4.3 billion, with projected Q4 revenue between RMB1.4 billion and RMB1.6 billion.