XRP Surges 280% in Q4 2024, Driven by Trump's Return and Institutional Interest

Ripple’s XRP experienced a remarkable surge in Q4 2024, with a 280% increase that captured significant market attention. This surge was driven by a combination of factors, including Donald Trump’s return to the presidency, consistent Federal Reserve policies, and a substantial inflow of institutional investors seeking safe havens in digital assets. These catalysts, along with the retirement of former SEC Chair Gary Gensler, who had been a long-standing opponent of Ripple, created an ideal environment for XRP’s growth. The retirement of Gensler marked the end of an era of legal uncertainty that had previously hindered XRP’s expansion. As a result, XRP’s daily average trading volume skyrocketed from $500 million to $5 billion between mid-November and December, indicating a highly active market.

By Q2 2025, the initial excitement surrounding XRP had subsided. Currently trading at $2.46, XRP has seen a 3% increase over the last 24 hours and a 25% increase from its highs earlier this year. Despite the decline, some investors remain optimistic about XRP’s future. Edoardo Farina, head of Social Adoption at XRPHealthcare, believes that XRP still has significant upside potential in 2025, citing several key events on the horizon that could drive another surge in its value.

One of the major catalysts on the horizon is the potential approval of XRP ETFs. The SEC is currently reviewing more than fifteen applications, and if any of them are approved, XRP would become more accessible to both retail and institutional investors. This trend was a significant driver of Bitcoin’s unprecedented highs in 2024. Additionally, regulatory clarity on stablecoins is expected to benefit XRP indirectly. Although XRP is not a stablecoin, new regulations could boost the popularity of Ripple’s stablecoin, RLUSD. As RLUSD gains traction, the demand for XRP, which is used for transaction fees within the Ripple ecosystem, is expected to increase. These fees are burned, reducing the total supply and enhancing scarcity, which could drive up the price of XRP. Farina even speculates that RLUSD could become the preferred settlement standard for global transactions, positioning XRP as the hub of a vast transactional ecosystem.

The current US government has adopted a pro-crypto policy, with President Trump expressing support for American-based cryptocurrency companies like Ripple. This supportive legal environment is expected to foster long-term adoption and investor confidence. Farina also anticipates “institutional FOMO” activating, where institutional investors rush to acquire XRP before potential ETF approval or another surge, leading to a supply shortage. This “supply shock” could be the catalyst XRP needs to reach $5 in Q2 2025.

While XRP’s path to new highs appears promising, some investors are exploring other opportunities, such as Rexas Finance (RXS). Rexas Finance is tokenizing real estate, fine art, and commodities, integrating crypto with real-world asset (RWA) markets. This allows investors to hold fractions of highly valuable assets, unlocking liquidity from previously inaccessible markets. Rexas Finance has already raised $47.63 million in its presale, with 458 million tokens sold and the twelfth stage nearing completion. The token price has increased from $0.03 to $0.20, a 567% growth, without any VC participation. This strategic move aligns the project with long-term investor interests and helps prevent early-stage token dumping. RXS is set to debut on main exchanges on June 19 at a projected listing price of $0.25, with analysts hoping for a potential 100x ROI in 2025.

In conclusion, while XRP has cooled down since its explosive end in 2024, the fundamentals remain strong as it enters Q2 2025. Potential ETF approvals, institutional support, and regulatory clarity all contribute to XRP’s chances of breaking new highs. Rexas Finance presents an intriguing opportunity for those seeking faster and more significant returns, with real-world relevance, a solid presale performance, and a strategic exchange debut. Keeping an eye on these assets could be a prudent move for investors this year, whether they missed the first XRP surge or are looking to diversify their portfolios.