XRP Surges 20% as Ripple Pursues U.S. Bank Charter

's latest price was $, in the last 24 hours. The cryptocurrency market has seen significant developments, particularly with XRP, which has been a focal point of attention. Pumpius, a well-followed Bitcoin investor, has argued that XRP could be on a controlled path to $50, with the possibility of going even higher. His reasoning centers on Ripple’s pursuit of a U.S. national trust bank charter under the Office of the Comptroller of the Currency (OCC). The license would put Ripple on the same level as banking giants like JPMorgan and Citi, enabling custody of billions in assets and direct access to the Federal Reserve. According to Pumpius, this could turn XRP from a crypto asset into a foundation of U.S. financial infrastructure. He highlights that global settlements reach $6.6 trillion per day, and even a small slice of that flow into XRP could send its price skyrocketing. Another voice, Dom Kwok, co-founder of EasyA, has suggested that XRP’s future lies in real-world payments, ETFs, and institutional adoption. He even laid out a long-term vision where XRP could scale into four figures, comparing its breakout moment to Nvidia’s surge during the AI boom. While that scenario is far out, the near-term story remains XRP’s push toward $50 as Ripple secures key licenses and removes old legal barriers.

While XRP’s $50 to $100 forecast is exciting, the cryptocurrency market is also abuzz with other developments. As XRP builds toward a possible 20x surge, the market is also exploring other opportunities. Remittix, a fresh PayFi altcoin with real-world use, is gaining attention. It’s not just hype. Here’s what’s catching attention: Raised over $24 million in its presale by selling more than 645 million tokens at $0.1030 each, the upcoming Q3 beta wallet launch supports instant crypto-to-bank transfers in 30+ countries, enabling real-time, confirmed listings on BitMart and LBank, enhancing liquidity and access, a deflationary token model, CertiK audit and a $250,000 community giveaway, raising visibility and trust. Analysts call Remittix “XRP 2.0”, fading back the meme narrative and spotlighting real usability. It’s being beaten down the hype path, not because of symbolic appeal, but due to tangible adoption potential in a $19 trillion global payments market. XRP trades on legacy trust, funded infrastructure and institutional connections, but momentum feels capped until the next big catalyst surfaces. Remittix stands out with a user-first design, funding traction, global usability and fast-rising investor heat. Remittix is gaining support from community members who once championed Ripple but now see greater upside in a project that solves current pain points. That’s a rare shift in the crypto world. Analysing today’s XRP price prediction paints a picture of cautious optimism but limited upside unless charts break cleanly above $3.10. Meanwhile, Remittix offers a more aggressive upside story grounded in real financial utility, not just chart patterns. Consider a mix to balance stability and growth: XRP could serve as your foundation. At the same time, a calculated position in Remittix offers a calculated bet on rapid adoption and utility-led expansion.

According to a recent X post, Ripple Chief Technology Officer David Schwartz has raised an alarm over a deepfake scam targeting Ripple CEO Brad Garlinghouse. The video falsely portrayed Garlinghouse outlining plans for XRP and attempting to deceive community members into engaging in a fraudulent scheme. Schwartz replied with a GIF about a scam alert and shared his warning to XRP holders to be wary. The response underscores the increasing issue of fake personas being used to perpetrate impersonation fraud through the manipulation of digitization to propagate misinformation. Fraudsters are increasingly using deepfake technology to repurpose genuine footage of industry leaders. Here, the image of Garlinghouse was edited to advertise a counterfeit web page associated with crypto wallets. These types of scams typically present social wallet addresses and order payments, giving the victims an illusion of authenticity. Deepfakes create a significant risk to investors because they can be hard to spot as fake. Impersonators have targeted Ripple executives on many occasions. As the face of the company before the public, Garlinghouse has become an easy target of such attacks. To enhance security, Ripple recently became a member of the Beacon network by TRM Labs, a real-time crime response platform to combat crypto fraud. In July, Ripple CEO Brad Garlinghouse issued a direct warning to XRP holders during the ongoing market rally. He disclosed that unscrupulous people were also stealing genuine YouTube accounts and recreating them under the guise of Ripple. These offline promoters advertised bogus XRP giveaways, falsely indicating that Ripple promoted them. According to Garlinghouse, the company and he would never ask users to transfer XRP on any basis. Fraudsters have also been imitating Ripple’s branding, usernames, and visuals to deceive viewers. Most of them were based on fake live streams and falsified videos promising absurdly high returns to attract victims. Garlinghouse encouraged the XRP community to remain alert and report any suspicious material in a timely manner. He emphasized that fraudsters were increasing during the bull market and that sense-making was needed. Warnings from both David Schwartz and Brad Garlinghouse emphasize the growing risks of impersonation scams. As deepfakes and fake accounts spread, the XRP community must remain alert and verify information before taking action.