XRP Surges 1.05% as Experts Predict 50x Growth

XRP's latest price was $2.08, up 1.053% in the last 24 hours. Edoardo Farina, a prominent crypto and long-time XRP supporter, recently emphasized his belief in the token’s long-term value. He stated that purchasing $1,000 worth of XRP at its current price is equivalent to holding over $50,000, as he expects the asset’s price to reach $100. Farina did not provide a specific timeline but implied that the current price offers a significant entry point for those looking toward long-term growth. This potential 50x return shows the asset’s potential and the confidence experts like Farina have in this investment. His message aligns with his past support for the digital asset. Another crypto expert recently described XRP’s utility as a safe haven for investors, and its use in cross-border payments, tokenization, and institutional finance could help drive adoption and price appreciation.

Farina’s statement drew strong reactions from the XRP community, ranging from enthusiastic agreement to cautious skepticism. One user expressed long-term optimism, saying he would revisit the post when others ask how early investors succeeded. Another commenter supported the idea of holding XRP, mentioning that he was glad to have accumulated the token at $0.50. However, not all responses were optimistic. Some questioned the feasibility of XRP reaching $100 within the next few years. One person remarked that XRP may not hit $1 in the next five years. A lot of skeptics cite concerns about growth pace and external challenges like regulation, but prominent supporters have debunked these claims.

Farina previously showed through historical data that XRP always moves fast and aggressively. The asset’s rapid ascent from $0.5 to $3.39 between November 2024 and early January 2025 supports this belief, and I could experience much quicker growth as the market recovers from the recent downturn. Additionally, the recent dismissal of the SEC’s appeal against Ripple has removed all regulatory hurdles surrounding XRP. Ripple can freely innovate and offer industry-changing products without the fear of an attack from regulators. While skeptics may debate the timing or possibility of such high valuations, Farina’s confidence highlights the enduring belief among many investors that XRP is far from reaching its full potential.

Brett, a popular figure in the XRP community, recently posted an intriguing observation on X regarding the growth of real-world asset (RWA) protocols. Referencing a chart from IntoTheBlock, Brett pointed out that the total value locked (TVL) in RWA platforms has now exceeded $10 billion. This chart shows a steady climb in TVL from under $5 billion in mid-2024 to over $10 billion by April 2025, marking more than 100% growth within a year. The upward momentum is important as it reflects expanding confidence and capital inflows into blockchain-based tokenization of traditional assets such as real estate, credit, and government bonds. This development carries strong implications for digital assets like XRP, which have been building infrastructure to support tokenized assets. Ripple has made it clear that real-world asset tokenization is a core focus. The company recently partnered with RWA.xyz to allow seamless tracking of tokenized assets and RLUSD on the XRP Ledger and has made significant strides in the tokenization market. As the RWA sector draws in more capital, XRP is best positioned to support the coming wave of tokenized assets. Its infrastructure is already tailored to these needs and is a natural fit for institutions looking to move from pilot projects to real-world implementations.

The XRPL is engineered for efficiency and interoperability, both vital traits in the tokenization landscape. As traditional financial firms explore blockchain solutions, those with proven scalability will stand out. The XRPL already hosts tokenized Treasury Bills (T-Bills) and other assets and has become a popular choice for institutions looking to launch RWAs on the blockchain. WhiteRock, a multi-million dollar tokenized securities platform, recently went live on the XRPL, bringing tokenized stocks, bonds, gold, silver, and other real-world assets into the digital finance ecosystem. The $10 billion milestone shows that tokenization is not a distant concept but is already underway. This rise in locked value across protocols signals that institutional demand is growing, and as Brett pointed out, the market is responding favorably. XRP, one of the few digital assets with existing enterprise solutions for real-world value transfer, could benefit significantly from this adoption curve. If the trend in RWA TVL continues, the digital asset’s relevance as a settlement asset and infrastructure layer will become even more pronounced. Brett’s post serves as a timely signal that the tokenization market is accelerating, and XRP is capitalizing on that growth.

Discussions around XRP’s long-term valuation have intensified following a recent prediction from a prominent member of the XRP community. While XRP continues to trade within modest price ranges, some market commentators believe that the asset holds the potential for significant price growth given the right circumstances. Remi Relief, a well-known figure within the XRP ecosystem, recently suggested that the digital asset could reach a value of $1,200 before the end of the year. His prediction is based on the assumption that the token could process a portion of the annual transaction volume currently handled by SWIFT, the Society for Worldwide Interbank Financial Telecommunication. SWIFT facilitates about $5 trillion in daily financial messaging services, which amounts to an estimated $1.25 quadrillion per year. Relief argues that even a small share of this volume could significantly raise XRP’s market value. He further claims that such growth could occur even without the assistance of emerging financial instruments such as exchange-traded funds (ETFs), derivatives, or asset tokenization. However, achieving the $1,200 mark from the current price would require a price increase exceeding 56,000%. Critics have called this projection highly speculative and unlikely. Analyst Alex Caraco has publicly dismissed such targets, citing practical and regulatory hurdles that would limit XRP’s ability to compete with established financial infrastructure at such a scale.

Other analysts have issued similar projections with more tempered expectations. In September 2024, a crypto market researcher known as Crypto Tank noted that if XRP captured 10% of SWIFT’s daily volume, its price could climb to $100. Another analyst, Levi Rietveld, estimated in October last year that XRP could reach $60 if it processed 5% of that volume. Rietveld emphasized the asset’s faster transaction times, reduced costs, and reliability compared to traditional cross-border payment systems. Beyond integration into global payment networks, ongoing developments in the ETF space could also serve as potential growth catalysts. Several investment firms, including 21Shares, Canary Capital, and Grayscale, have filed proposals with the U.S. Securities and Exchange Commission (SEC) to introduce XRP-focused ETFs. The SEC has delayed its decision on these applications, with a revised review timeline set for May 2025. In addition, Franklin Templeton has entered the market with its own XRP ETF application. Legal analysts believe the outcome of Ripple Labs’ legal dispute with the SEC will heavily influence the prospects of ETF approval. According to Bitwise CIO Matt Hougan, institutional investors have shown increasing interest in XRP as a portfolio asset. Furthermore, the current U.S. administration’s positive stance toward cryptocurrency regulation has heightened expectations of more favorable conditions for ETF approvals. This has led asset managers to expand their ETF filings to include a wider range of altcoins, with XRP being among the top contenders. Although the $1,200 target for XRP appears unrealistic in the near term, discussions around its future remain positive. While some projections are ambitious, growing institutional interest, potential ETF approvals, and comparative advantages in transaction efficiency continue to position the asset as a noteworthy player in the digital finance sector.