XRP Surges 0.436% Amid Whale Activity and ETF Approval

XRP's latest price was $3.45, up 0.436% in the last 24 hours. Crypto influencer Xaif recently sent waves through the XRP community with a striking post on X, revealing that a significant amount of XRP changed hands in a single minute. This sudden and intense burst in trading activity has drawn global attention, reinforcing XRP’s growing prominence in the digital asset landscape. A one-minute trading volume of this magnitude is highly unusual, even for a large-cap asset like XRP. Such surges typically point to coordinated activity by whales or institutional players, entities capable of executing massive trades without disrupting market equilibrium. Xaif’s observation comes at a time when XRP’s daily volume has already exceeded $8 billion, reflecting rising investor confidence and liquidity across global markets. This isn’t the first time XRP has experienced a rapid spike in activity. Similar volume bursts have historically preceded major market movements, either as precursors to breakouts or as liquidity reshuffling by large holders. The recent spike aligns with this pattern, suggesting that big players are once again maneuvering in preparation for something bigger.

On July 18, the XRP Ledger processed over $1.4 billion in transaction volume, alongside a 50% increase in active wallet addresses. These figures point to real-world utility and user engagement, not just speculative hype. Thanks to XRP’s ultra-fast processing time and near-zero fees, the network continues to attract payment providers, remittance platforms, and fintech innovators. These fundamentals make XRP well-suited for real-time, high-volume use cases, differentiating it from many of its peers in the digital asset space. XRP active addresses reached a seven-year high. No cross-asset impact on BTC or ETH was reported. XRP is aiming for a target as daily active addresses increased by 41%, following the launch of the ProShares Ultra XRP ETF in US markets. Institutional interest has surged following ProShares' leveraged ETF launch, offering exposure to XRP derivatives. The rise in active addresses and open interest illustrates heightened speculative activity. Ripple Labs, led by CEO Brad Garlinghouse, has seen a surge in XRP activity but has yet to comment on price projections. The ProShares Ultra ETF does not directly hold XRP, impacting its trading dynamics. Financial markets witness increased XRP activities without influencing BTC or ETH. The ETF introduction marks a milestone for XRP after SEC litigation, yet official statements on pricing remain limited. Historical ETF launches often generate initial price rallies, later tempering with market stability. The present market dynamics follow similar patterns, stirring speculation within cryptocurrency communities.

XRP’s current upswing could instigate correlated movements in high-beta altcoins. Eyes remain on broader market reactions to determine future pricing and technological impacts. The XRP community is witnessing a renewed wave of optimism following two major developments that could reshape the digital asset’s future. A fresh post by crypto analyst Bale and the recent approval of a leveraged XRP ETF by NYSE Arca have stirred conversations about XRP’s rising institutional appeal. According to Bale, even holding a single XRP might become life-changing if BlackRock, the world’s largest asset manager, joins the XRP ecosystem. His statement has drawn significant attention, especially among retail investors who believe XRP’s real-world utility in cross-border transactions positions it for large-scale financial adoption. Ripple’s CTO David Schwartz also recently indicated that XRP is nearing a phase of institutional acceptance. This aligns with long-standing beliefs among XRP holders that traditional finance players are slowly moving toward deeper engagement with blockchain-based assets. With XRP’s fixed supply and expanding relevance in payment systems, many view it as a prime candidate for future demand.

Adding weight to this belief, NYSE Arca has officially approved two new crypto ETFs from ProShares—Ultra XRP and Ultra Solana. These exchange-traded funds are designed to offer leveraged exposure to their respective assets. Specifically, the Ultra XRP ETF aims to provide double the daily performance of XRP, opening the door for traders seeking higher short-term returns. ProShares acknowledged the risks tied to XRP’s volatility and regulatory uncertainties in its filings. Despite those cautions, the approval reflects growing acceptance of cryptocurrency-based investment products by both exchanges and regulators. It also gives XRP more visibility in the structured financial market. These developments are being closely watched by the broader crypto community. The possibility of a future XRP offering from BlackRock, combined with the ETF approval, has fueled speculation that institutional capital could soon flow into XRP at scale. With institutional interest rising and a leveraged XRP ETF now approved, early holders may find their investments gaining new relevance. Even one token could carry long-term value if momentum continues.

In the early hours of July 18, 2025, a notable XRP transaction caught the attention of the digital asset community. Captain Redbeard, a well-followed crypto analyst on X, posted a screenshot showing a massive 100 million XRP payment processed on the XRP Ledger. The transfer was completed between two wallets linked to Binance, one of the world’s largest cryptocurrency exchanges. The move has fueled speculation across the community about what might be unfolding behind the scenes. Redbeard emphasized the unusual scale of this operation, describing it as massive and hinting that it may be tied to “surging liquidity demand.” Such high-volume movements typically point to institutional strategies or pre-positioning ahead of significant market shifts. The fact that the sender and recipient addresses are both affiliated with Binance has led to two dominant interpretations. The first is that the platform is bolstering its liquidity in anticipation of a rise in user demand. The second, more strategic, view is that a whale is preparing to sell a large number of XRP at a profit, possibly expecting a sharp price movement in the near term. The sheer volume implies significant confidence in XRP’s immediate market potential. Analysts often regard such activity as a sign that large holders are aligning their positions ahead of key developments. If the wallet’s owner anticipates a rally, shifting tokens to an exchange would give them the option to capitalize quickly. This transaction also lands at a time when XRP’s broader performance in 2025 supports the idea of renewed momentum. After struggling in previous years, XRP has recently shown signs of sustained upward movement. XRP is currently trading around, just below its 2025 peak. XRP has shown strong momentum over the past week, and analysts are convinced that a new all-time high is on the horizon. 2025 has seen remarkable whale activity in the XRP ecosystem, with significant transactions drawing attention to potential market shifts. The recent 100 million XRP transfer between Binance wallets has sparked speculation about institutional strategies and liquidity demand. Such high-volume movements are often seen as indicators of major market developments, with analysts closely monitoring the situation for clues about future trends. The XRP community remains vigilant, watching for signs of continued momentum and institutional adoption. As the digital asset landscape evolves, XRP’s role in cross-border transactions and its potential for large-scale financial integration continue to be key points of interest. The recent surge in activity and the approval of new ETFs signal a growing acceptance of XRP in the structured financial market, positioning it for potential future growth.

The passage of a new U.S. Stablecoin Bill in July 2025 is driving regulatory clarity for digital assets, potentially facilitating broader institutional adoption. This development creates a favorable environment for entities like Ripple, which is advancing its own USD-backed stablecoin initiatives. Innovation within the XRP ecosystem continues with the introduction of accessible cloud mining solutions. PFMCrypto has launched specialized cloud mining contracts centered on XRP, allowing users globally to participate remotely without needing hardware or technical expertise. These contracts, accessible via web and mobile platforms, offer short-term flexibility and enable users to receive daily rewards in XRP or other cryptocurrencies like BTC or ETH, facilitated by an AI engine optimizing for profitability. Key features include full XRP integration for deposits, mining, and withdrawals within a single platform, capital protection features, and remote accessibility. Simultaneously, other mining platforms like RDG Mining and JA Mining are reporting increased engagement linked to XRP activity, emphasizing integrated models where XRP mining contributes to dual-earnings structures, highlighting the cryptocurrency's growing utility in mining operations. Institutional interest in XRP appears significant. Market analysis suggests institutions are actively accumulating XRP, particularly influenced by anticipation surrounding the potential approval of an XRP Exchange-Traded Fund (ETF). This institutional buying pressure is viewed as a key factor supporting ongoing ecosystem development and adoption.