XRP Could Reach $10 by Mid-2026 with 10% Monthly Growth

XRP’s price movements have been a hot topic among market analysts, with many speculating about the timeline for the asset to reach double-digit territory. Despite periods of bearish momentum, optimism remains strong, particularly after the token’s impressive market capitalization surge in late 2024.

Analysts have explored a scenario where XRP experiences a steady 10% monthly increase, projecting how long it could take to reach $10. Currently, XRP is valued at approximately $2.02. If the asset experiences a steady monthly increase of 10%, it would reach $2.22 in the first month, followed by $2.44 in the second month. By the fourth month, XRP’s price could reach around $2.95, assuming consistent growth.

A compound growth formula was used to estimate the time required for XRP to reach $10 under these conditions. Based on this calculation, the asset could potentially hit the $10 mark in approximately 15.89 months, projecting this milestone around mid-2026.

This timeline aligns with estimates from the financial forecasting platform. In its recent analysis, it suggested that XRP could trade at a minimum price of $6.94 in 2026, with an average of $8.53 and a peak price of $10.18. Their long-term outlook indicates XRP reaching at least $10 by 2027.

Another projection presents a more conservative estimate, suggesting that XRP might not reach the $10 threshold until 2028. These differing perspectives highlight the uncertainty surrounding XRP’s price trajectory.

While a structured growth model suggests XRP could reach $10 by next year, real-world market conditions may differ significantly. The cryptocurrency market is highly volatile, and XRP’s price could experience fluctuations that either accelerate or delay its progress toward this milestone.

External factors such as regulatory decisions, broader market trends, and investor sentiment will also play a role in XRP’s future valuation. As such, while a steady 10% monthly gain is an interesting theoretical scenario, investors should consider market risks and price variability when evaluating long-term projections.