XRP’s Quiet Takeover: How Long-Term Buyers Are Rewriting the Narrative

XRP is currently experiencing a notable surge in investor activity, with nearly 1.7 million tokens accumulated in just one month—the strongest buying phase in over two years. This accumulation is seen as a potential reversal signal for the asset, despite a broader altcoin market struggling to show similar signs of recovery. The recent accumulation trend suggests a renewed level of confidence among investors, who appear to be betting on XRP’s potential for short- and long-term gains. The token’s price has approached $2.83, hovering just below the critical technical resistance at $2.85. Analysts indicate that a successful breakout above this level could drive XRP toward $2.95 and eventually $3.07, reinforcing the bullish sentiment among long-term holders.

The buying activity is supported by on-chain data highlighting an increased presence of long-term investors. This is in contrast to the typical short-term speculative behavior observed in many other crypto assets. The recent movement underscores a structural shift, with participants focusing more on XRP’s intrinsic value rather than market volatility. Notably, the asset has outperformed other altcoins during this accumulation period, suggesting that XRP could serve as a catalyst for a broader market rebound.

However, the bullish momentum is tempered by the Network Value to Transactions (NVT) ratio, which has surged to a two-month high in the last 24 hours. This indicator suggests that the valuation of the XRP network may currently outpace its transactional activity. A high NVT typically signals that the price may have moved ahead of its fundamental usage, potentially leading to a correction if the trend continues. If XRP fails to break through the $2.85 resistance level, it could see a pullback toward $2.73 or even $2.64, which are considered intermediate support zones. A prolonged consolidation phase may also be necessary if network activity does not catch up with the rising valuation.

Meanwhile, broader macroeconomic conditions could influence the market dynamics for XRP. U.S. inflation data is expected to remain within a manageable range, with core goods inflation being only a partial concern, as housing costs and other sticky components of the inflation basket continue to dominate. Analysts suggest that a 0.3% month-on-month increase in core and headline CPI would not prevent the Federal Reserve from delivering a 25-basis-point rate cut in September. The Fed is also monitoring softening rent costs and declining energy prices as additional signs of a cooling economy. A rate cut could provide broader market support, including for crypto assets like XRP, by improving liquidity and investor appetite for risk.

In parallel, the European Central Bank (ECB) is expected to maintain its deposit rate at 2.00%, with no additional cuts in the near term. The ECB has achieved its 2% inflation target and is observing a resilient labor market, giving it room to assess the impact of previous easing measures before making further decisions. While the ECB’s pause provides a more stable environment for asset prices, the U.S. Fed’s potential rate cut could create volatility in global markets, with the dollar likely to fluctuate in response to the CPI and PPI reports. XRP’s performance in this context will depend on how well it can sustain its bullish momentum against potential macroeconomic headwinds.

XRP’s broader ecosystem is also evolving, with Chainalysis expanding its support for the XRP Ledger. The integration now includes automatic tracking of new fungible and non-fungible tokens, as well as multi-purpose tokens. This development underscores the growing institutional interest in the XRP ecosystem and could enhance the token’s utility in cross-border payments and other financial applications. As the network processes over 3.3 billion transactions across 90+ million blocks, its scalability and low-cost structure remain key advantages.

Source:

[1] XRP Records a Buying Record (https://www.cointribune.com/en/crypto-xrp-records-a-buying-record/)

[2] XRP Ledger Automatic Token Support September 2025 (https://www.chainalysis.com/blog/xrp-ledger-automatic-token-support-september-2025-2/)

[3] Think Ahead: US inflation data unlikely to block a rate cut (https://think.ing.com/articles/think-ahead-september-us-inflation-unlikely-to-block-rate-cut/)

[4] ECB Expected to Pause as Fed Looks to US Inflation Data (https://www.equiti.com/sc-en/news/market-news/ecb-expected-to-pause-as-fed-looks-to-us-inflation-data/)