XRP Price Predicted to Surge 2,279.75% by 2025 as Federal Reserve Integration Looms

Recent discussions surrounding XRP have gained significant traction following claims that the Federal Reserve is integrating the digital asset into its financial infrastructure. According to information shared on X, XRP is allegedly positioned to play a pivotal role in the FedNow payment system. This system is expected to bridge traditional banking with decentralized finance, allowing for faster fiat and stablecoin conversions. The video suggests that Ripple is also among the entities set to be involved in this initiative. Additionally, it states that the Federal Reserve’s Crypto Reserve will include XRP, positioning it as a key digital asset for cross-border transactions.

Among the most ambitious predictions circulating is the assertion that XRP’s price will skyrocket to between $10,000 and $35,000 per token. These figures are attributed to Valhill Capital, a venture capital firm, and are said to be based on projections of XRP facilitating trillions of dollars in global transactions. Additionally, claims have been made that XRP will replace SWIFT for U.S. Treasury operations. Ripple has promoted XRP as a cross-border settlement tool, and while no formal announcements have been made confirming a complete replacement of SWIFT by XRP, the digital asset can easily serve this purpose and would be a cheaper and faster alternative.

While these are bold predictions, some have shared more reasonable short-term predictions. John Squire referenced The XRP Guy who predicted that the asset would hit $54.19 by March 31. The digital asset is currently trading at $2.28 and this represents a remarkable 2,279.75% increase. According to the analyst's forecast, XRP is expected to reach $54.19 by March 31st, 2025.

A video clip featuring Federal Reserve Chair Jerome Powell has been cited as further evidence of XRP’s growing institutional acceptance. In the clip, Powell states that banks “are perfectly able to serve crypto customers as long as they understand and can manage the risks.” While Powell has not always been outwardly favorable toward cryptocurrencies, his comments and actions have previously helped the market grow. Speculation has also increased regarding XRP’s adoption among financial institutions. Reports claim that over 120 organizations, including U.S. banks and payment processors, use the FedNow system.

Beyond the United States, XRP’s integration into financial systems is also being discussed in the context of central bank digital currencies (CBDCs). The National Bank of Georgia has reportedly partnered with Ripple to explore digital payment solutions. With the increased adoption and attention surrounding XRP, the asset could hit these lofty targets soon.