XRP's Potential in Tokenizing Real-World Assets (RWA): Market Capture and Valuation Implications

The XRP Ledger (XRPL) has emerged as a dominant force in the tokenization of real-world assets (RWA), capturing institutional-grade market share and positioning itself as a critical infrastructure layer for global financial innovation. As of September 2025, the XRPL hosts $313.06 million in tokenized RWA value, a 32.27% increase over the past 30 days despite a minor 0.65% decline in the preceding week, according to Currency Analytics. This growth, driven by just nine high-value tokenizations, underscores the platform's focus on institutional-grade assets and its ability to outpace larger blockchains like Ethereum and Arbitrum, the Currency Analytics report notes.

Market Capture: Institutional Adoption and Strategic Partnerships

The XRPL's market capture is underpinned by its efficiency, low transaction costs, and compliance-ready infrastructure. Ripple's RLUSD stablecoin has become a cornerstone of this ecosystem, contributing $85.9 million to the ledger's RWA value and enabling fast, secure settlements for tokenized assets, per the Currency Analytics piece. Platforms like VERT Capital ($134.6 million) and OpenEden Digital ($78.5 million) dominate the ledger's RWA landscape, while strategic partnerships-such as the collaboration with Brazil's Mercado Bitcoin to tokenize $200 million in assets-signal further expansion, according to CoinLaw.

Institutional adoption is accelerating, with firms like Archax, Braza Bank, and Société Générale-FORGE leveraging the XRPL for tokenizing U.S. Treasuries, gold, and real estate, as highlighted in Ripple insights. Dubai's launch of its first real estate tokenization project on the XRPL in 2025, reported in a GlobeNewswire release, and the World Economic Forum's (WEF) recognition of the ledger's role in tokenizing $1 billion in private equity further validate its institutional-grade appeal.

Valuation Implications: From Market Share to Price Projections

The WEF estimates the global RWA tokenization market could reach $867 trillion by 2030, a figure cited by Ripple, and the XRPL's potential to capture a significant portion of this market has sparked valuation models with bullish implications. A Gemini analysis suggests that if the XRPL secures 5%, 20%, or 35% of the $867 trillion RWA market, XRP's price could range between $1.81 and $37.95, per Ripple's analysis. Ripple's CTO, David Schwartz, and Archax's Graham Rodford have both projected the XRPL could host $50 trillion in tokenized assets by 2025, according to Cryptopolitan, aligning with the ledger's current growth trajectory.

The XRPL's scalability-processing over 2.14 million daily transactions in Q1 2025, CoinLaw reports-and its 3–5 second settlement speed, as noted by Cryptopolitan, make it uniquely positioned to handle large-scale RWA tokenization. As institutions like BlackRock and JPMorgan explore blockchain-based financial infrastructure, Currency Analytics observes that demand for XRP as a settlement and liquidity token could surge, directly impacting its valuation.

Ecosystem Growth and Future Outlook

BlocScale Launchpad's decentralized platform for tokenizing physical assets on the XRPL, described in the GlobeNewswire release, has addressed a critical gap in the ecosystem, enabling real estate, commodities, and other assets to transition to blockchain. This infrastructure innovation, combined with the XRPL's 20 new wallet integrations in 2025, CoinLaw notes, is expanding accessibility and adoption.

Looking ahead, the XRPL's RWA value could exceed $500 million if the Mercado Bitcoin partnership materializes, CoinLaw projects, further solidifying its market share. With over 300 financial institutions on RippleNet, CoinLaw reports, and the ledger's institutional-grade compliance tools, the XRPL is poised to become the preferred platform for RWA tokenization by 2026, Cryptopolitan suggests.

Conclusion

The XRP Ledger's rapid capture of the RWA tokenization market, driven by institutional adoption, strategic partnerships, and innovative infrastructure, positions XRP as a key player in the $867 trillion RWA ecosystem. As the ledger scales to handle trillions in tokenized assets, its valuation implications-ranging from $1.81 to $37.95 per XRP-reflect the transformative potential of blockchain in reshaping global finance. For investors, the XRPL's growth trajectory and compliance-ready infrastructure present a compelling case for long-term value creation.