Is XRP Poised to Hit $10 by 2026? Evaluating the Feasibility and Implications

The most immediate catalyst for XRP's price action in 2026 is the surge in institutional adoption, particularly through spot XRP ETFs. As of early 2026, these ETFs have attracted $1.3 billion in net inflows within 50 days of their launch, making XRP the second-fastest crypto ETF to reach this milestone after Bitcoin. This institutional buying has created a structural demand floor, with ETFs acting as a "buy-the-dip" mechanism during price corrections. For context, XRP ETFs have recorded 43 consecutive days of positive inflows and zero outflows, a stark contrast to the outflows observed in Bitcoin and Ethereum ETFs.

The impact of these inflows is amplified by supply-side dynamics. Spot XRP ETFs have removed 4.5 billion tokens from the circulating supply, with projections suggesting that $10 billion in inflows could eliminate 4–5 billion more tokens, tightening liquidity and potentially driving the price upward. This supply lockup narrative is further reinforced by DeFi platforms like Flare Network, which plan to lock 5 billion XRP in 2026. Such mechanisms reduce tradable supply, creating upward pressure on the token's valuation.