XRP News Today: XRP Whales Drive ETF Hopes as $50M Daily Selling Fuels Volatility

XRP whale activity has reached unprecedented levels on Binance, with daily deposits ranging from 0.2 billion to 6.9 billion tokens, according to multiple on-chain analytics reports. The exchange has become the primary destination for these large-scale movements, which analysts attribute to growing optimism around a potential XRP exchange-traded fund (ETF). While the approval timeline for such a product remains uncertain, market participants are closely watching whether whale behavior could signal a broader institutional shift.

The surge in whale deposits has coincided with notable price fluctuations. For instance, XRP's price bottomed out between April 7-9 as inflows spiked from 1.2 to 6.9 billion tokens, while a local top was recorded in early March when whale deposits rose from 0.7 to 2.9 billion XRP. Julio Moreno, Head of Research at CryptoQuant, noted that these movements often precede inflection points in the token's price. "Whale deposits into Binance tend to indicate turning points for XRP," he said, highlighting the correlation between large investor activity and market trends.

Despite the bullish sentiment, XRP faces headwinds. Recent data shows that whales have also been offloading significant amounts of XRP, with daily selling pressures exceeding $50 million in some periods. This dual dynamic-accumulation and distribution-has created a volatile environment, leaving investors to weigh the implications of whale behavior. Some analysts argue that the selling could reflect profit-taking or strategic rebalancing by large holders, while others caution that sustained outflows may test critical support levels.

The market's attention is also focused on regulatory developments. Ripple's recent settlement with the U.S. Securities and Exchange Commission (SEC) has clarified XRP's legal status, reducing uncertainty for institutional players. However, the approval of an XRP ETF remains a key catalyst. If successful, such a product could mirror the success of Bitcoin and Ethereum ETFs, attracting new capital and boosting liquidity. Analysts like Jake Claver of Digital Ascension Group have projected XRP could reach $10–$13 by year-end 2025 if ETF approval materializes.

Technical indicators suggest a mixed outlook. XRP has been trading in a consolidation range, with resistance around $2.85–$2.90 and support near $2.70. A breakout above $3.00 could trigger renewed bullish momentum, while a failure to hold key support levels might lead to further pullbacks. Whale activity, meanwhile, remains a wildcard. Recent off-exchange transfers of 500 million XRP in early 2025-valued at $1.125 billion-highlighted the potential for large-scale moves to influence sentiment.

Regulatory risks persist, particularly in the UK, where the Financial Conduct Authority (FCA) has flagged concerns about market manipulation through opaque whale transactions. The anonymity of large wallets complicates oversight, raising questions about compliance with anti-money laundering (AML) and market abuse regulations. In the U.S., the SEC's ongoing scrutiny of Ripple adds another layer of uncertainty, with a decision on pending XRP ETF applications expected to shape market dynamics.

The broader crypto landscape also plays a role. XRP's performance is intertwined with macroeconomic trends, including interest rate expectations and global liquidity conditions. Southeast Asia's growing adoption of XRP for remittances provides a non-speculative use case, but its impact on price remains secondary to institutional demand.

As the XRP community navigates these crosscurrents, the coming months will be pivotal. Whale behavior, regulatory outcomes, and macroeconomic factors will collectively determine whether XRP can break out of its current range and achieve the $4.20 target projected by some analysts. For now, the market remains in a holding pattern, with Binance and other exchanges serving as key battlegrounds for the next phase of XRP's journey.

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[1] XRP Whales Are Depositing Record Amounts on Binance (https://beincrypto.com/xrp-whales-binance-deposits-surge/)

[2] XRP Whale Deposits Surge on Binance Amid Market Shifts (https://thecurrencyanalytics.com/altcoins/xrp-whale-deposits-surge-on-binance-amid-market-shifts-156646)

[3] The Ripple Effect of Whales on XRP's Turbulent Waters (https://cryptorobotics.ai/news/whale-activity-impact-on-xrp-market/)

[4] XRP Whale Movements and Market Trends in 2025 (https://www.trendbullet.in/2025/07/24/xrp-whale-movements-and-market-trends-in-2025-what-investors-need-to-know/)

[5] Whale Activity & Large XRP Transfers: Signals or Noise? (https://teucrium.substack.com/p/whale-activity-and-large-xrp-transfers)

[6] XRP Whale Transfer $120 Million: Regulatory Risks And Market Implications (https://www.abcmoney.co.uk/2025/07/xrp-whale-transfer-120-million-regulatory-risks-and-market-implications/)

[7] Massive 500M XRP Transfer Kicks Off 2025 (https://wallstreetpit.com/122001-massive-500m-xrp-transfer-kicks-off-2025-whats-behind-it/)

[8] XRP Price Prediction Crash Risk 2025 Analysis (https://economictimes.indiatimes.com/news/international/us/xrp-price-warning-is-xrp-going-to-crash-whales-sell-50-million-daily-as-price-volatility-spikes-analysts-flag-sharp-correction-risk-amid-cautious-crypto-market/articleshow/124457123.cms)

[9] XRP Price Forecast 2025: Whales Dump $50M Daily as Price Slips (https://www.tradingnews.com/news/xrp-price-forecast-xrp-usd-faces-heavy-whale-selling-2-75-usd-in-focus)

[10] Will Whale Accumulation Push XRP Price Over $4.2 Mark? (https://www.analyticsinsight.net/xrp/xrp-set-for-big-move-whale-buying-signals-possible-420-rally)

[11] Ripple XRP Price and Prediction Today: What the SEC Case Win Means (https://www.ibtimes.com/ripple-xrp-price-prediction-today-what-sec-case-win-whale-activity-mean-investors-3786576)

[12] XRP Price Risks Further Loss: Ripple Whales Dump Millions (https://www.thecoinrepublic.com/2025/09/15/xrp-price-risks-further-loss-ripple-whales-dump-millions/)