XRP News Today: XRP Whales Amass $980M Stake as White House Policy Looms, Eye 63% Gains

XRP, Ripple’s native token, has attracted significant attention as whale activity intensifies ahead of a pivotal White House crypto policy release. According to blockchain analytics firm Irma Analytics, institutional investors have deployed over $25 million in long positions for XRP, signaling confidence in the asset’s near-term prospects [1]. This surge in accumulation coincides with a bullish technical setup, as the token consolidates in a pennant pattern above key support levels following a $3.66 breakout. Analysts suggest a decisive rally above this threshold could propel XRP toward $5.96, a 63% increase from its recent price range [1].

Whale activity underscores a strategic bet on regulatory clarity. Recent blockchain data reveals that large holders have amassed approximately 310 million XRP tokens—valued at $980 million—during a sharp dip on July 27, pushing their total holdings to 23.86 billion tokens. Simultaneously, exchange outflows have spiked, indicating a shift toward long-term custody. Such behavior typically reflects anticipation of structural changes, particularly as the White House prepares to unveil its first comprehensive crypto policy report. The document, mandated by a March 2025 executive order, is expected to redefine roles for agencies like the SEC and CFTC while potentially formalizing XRP’s inclusion in federal digital asset holdings alongside Bitcoin and Ethereum [1].

The regulatory framework could act as a catalyst for XRP’s adoption. The White House’s 180-day report may confirm the token’s classification, which has been a subject of legal and regulatory debate. Ripple recently secured a U.S. patent for trust-based instant cross-border payments, a development that enhances XRP’s utility in financial transactions. If the policy aligns with Ripple’s innovation, it could bolster institutional confidence and drive demand [1]. However, market participants remain cautious. While whale activity often correlates with price gains, historical data shows that large holders sometimes accumulate ahead of corrections or sideways trends. The $5.96 target, therefore, remains speculative and contingent on sustained buyer momentum and favorable regulatory outcomes [1].

The broader market context adds complexity. XRP’s performance is intertwined with macroeconomic factors and sector-wide sentiment. Analysts caution that whale behavior, though indicative of sentiment, is not a guaranteed driver of price action. The upcoming policy release could either clarify compliance frameworks, encouraging institutional participation, or introduce ambiguities that hinder adoption. For XRP, the outcome of Ripple’s ongoing legal battles and the token’s role in cross-border payments will also shape its trajectory [1].

Investors are advised to monitor technical indicators and on-chain activity alongside whale movements. A sustained rally above $3.66 would need to coincide with reduced selling pressure from large holders and favorable regulatory signals to validate the $5.96 projection. Until then, the interplay between institutional positioning and policy developments will remain central to XRP’s price dynamics.

Source: [1] XRP Whales Load Up Before Key White House Crypto Policy – Is $5.9 on the Horizon? (https://cryptopanic.com/news/23783649/XRP-Whales-Load-Up-Before-Key-White-House-Crypto-Policy-Is-59-on-the-Horizon)