XRP News Today: XRP Whales Amass $350M as ETF Hype Fuels Q4 Rally

Source: [1] XRP Whale Accumulation Builds Again - Price Prediction for Q4 ... (https://blockonomi.com/xrp-whale-accumulation-builds-again-price-prediction-for-q4-2025-rally-strengthens-ahead-of-etf/) [2] XRP Poised for Explosive Rally Amidst Historic Whale ... (https://www.financialcontent.com/article/marketminute-2025-9-29-xrp-poised-for-explosive-rally-amidst-historic-whale-accumulation-and-etf-anticipation)

XRP, the digital asset associated with Ripple Labs, is experiencing a surge in whale activity and institutional interest, fueling optimism for a potential price rally in Q4 2025. On-chain data reveals that large holders have aggressively accumulated 120 million XRP tokens within 72 hours, valued at approximately $340–$360 million, signaling confidence in the asset's near-term trajectory. This accumulation coincides with a decline in exchange reserves from 3.6 billion to 2.8 billion XRP, indicating tightening supply and heightened market liquidity. Analysts attribute this buildup to strategic positioning ahead of the anticipated launch of U.S. spot XRP ETFs, which have drawn over $93 million in new capital inflows despite broader crypto market outflows for Bitcoin and Ethereum.

Technically, XRP's price has consolidated between $2.70 and $3.00, with immediate support levels at $2.60–$2.70 and key resistance at $3.20. A breakout above this threshold could trigger further gains, with analysts projecting targets of $3.40, $3.65, and even $15 by 2025. This optimism is bolstered by the token's recent performance, including a record $1.4 billion 24-hour trading volume on Binance and a 14% quarterly close in Q2 2025, pushing XRP to a $132 billion market capitalization. The asset's position as the fourth-largest cryptocurrency by market cap underscores its growing institutional appeal.

The launch of U.S. spot XRP ETFs in September 2025 has further amplified bullish sentiment. The first such ETF, REX-Osprey's XRPR, recorded $38 million in first-day trading volume, while analysts estimate potential institutional inflows of $4–$8 billion if pending ETF approvals from the U.S. SEC are granted between October 18 and November 14, 2025. This regulatory clarity could unlock significant capital, with some forecasts suggesting XRP could reach $5–$5.80 by late 2025. Ripple Labs, as the largest holder of XRP, stands to benefit directly from price appreciation, enhancing its cross-border payment solutions and On-Demand Liquidity (ODL) product's competitiveness.

Despite this optimism, traders remain cautious. Volatility in the broader crypto market has led to mixed sentiment, with some analysts warning of potential corrections if whale activity slows or ETF inflows falter. However, the accumulation pattern mirrors historical trends, such as the 2015 whale-driven rally that preceded a multi-year bull run. The current buildup, coupled with ETF-driven institutional demand, suggests a similar trajectory.

Looking ahead, the market's focus will remain on SEC decisions and on-chain metrics. Whale wallets, which have grown to 8.11 billion XRP, are closely monitored for further accumulation signals. A sustained breakout above $3.20 could validate long-term targets of $15, driven by a combination of retail and institutional demand. While risks such as regulatory setbacks or macroeconomic headwinds persist, the confluence of whale activity, ETF optimism, and technical momentum positions XRP as a key player in the Q4 2025 rally.