XRP News Today: XRP Whales Accumulate $372M Amid Dip as Legal Uncertainty Fades

Large XRP holders have been aggressively buying the dip, accumulating approximately 120 million coins during recent market volatility, signaling strong institutional confidence in the asset’s long-term potential. According to market analyst Ali Martinez, this significant accumulation demonstrates whale activity that is typically associated with bullish expectations for the token’s future performance. At current price levels of $3.10, the 120 million XRP accumulated amounts to $372 million in value. Additionally, Martinez noted that whales acquired around 900 million XRP tokens over a 48-hour period this week, reinforcing the pattern of strategic accumulation amid dips [1].

The renewed interest in XRP has been further amplified by developments involving SWIFT, the global financial messaging service. A recent public comment by Tom Zschach, SWIFT’s Chief Innovation Officer, acknowledged Ripple’s $200 million acquisition of Rail, a stablecoin payments platform, as an “another ‘checkmate’ moment” in the evolving cross-border payments landscape. This remark, shared via LinkedIn, was widely interpreted by XRP supporters as a tacit recognition of Ripple’s growing influence. The acquisition is seen as a strategic move to integrate stablecoins with bank-grade settlement infrastructure, enhancing Ripple’s offerings in liquidity and cross-border transactions [1].

While some critics have read sarcasm into Zschach’s phrasing, the broader consensus among analysts is that the Rail acquisition strengthens Ripple’s competitive positioning against traditional payment networks. The move comes at a time when SWIFT’s transaction volume has seen a 15% decline, while the XRP Ledger (XRPL) continues to gain traction in real-world use cases. This competitive dynamic underscores the increasing relevance of blockchain solutions in modern finance [1].

The accumulation of XRP by large holders coincides with a broader shift in market sentiment, particularly following the resolution of the U.S. Securities and Exchange Commission’s (SEC) long-standing legal case against Ripple. In a joint stipulation of dismissal filed with the U.S. Court of Appeals for the Second Circuit, Ripple and the SEC ended their five-year dispute, which had cast regulatory uncertainty over the token. A 2023 ruling had already favored Ripple, stating that XRP was not a security in secondary market sales. With the legal matter now fully resolved, XRP has seen a surge in price and renewed institutional interest [1].

Glassnode data highlights that over 80% of XRP’s supply remains in long-term wallets, indicating that major holders are adopting a patient, accumulation-based strategy. This pattern, combined with bullish technical indicators and expanding real-world adoption—such as Shinsei Bank and SBI VC Trade’s recent integration of XRP for reward point conversions—further supports the token’s long-term growth potential [1].

As the crypto industry continues to evolve, the convergence of legal clarity, strategic acquisitions, and growing institutional confidence is reshaping XRP’s trajectory. The current accumulation and market response suggest that XRP is positioning itself as a key player in the next phase of digital asset adoption and cross-border payment innovation [1].

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[1] Ripple and the SEC move to end litigation after five years ... (https://cryptorank.io/news/feed/f3b34-sec-ripple-joint-dismissal-of-appeals)