XRP News Today: XRP Whales Accumulate $3.8 Billion in 4 Days Amid Bullish On-Chain Signals

XRP has experienced a dramatic surge in large-scale accumulation, with whale activity totaling 1.2 billion tokens—valued at approximately $3.8 billion—over a four-day period in late July and early August 2025. According to on-chain data tracked by STEPH IS CRYPTO, addresses holding between 100 million and 1 billion XRP were responsible for the bulk of the transfers. Transactions included movements of 40 million and 16.7 million XRP, which align with patterns typical of whale behavior, such as bulk accumulation and strategic positioning ahead of potential market movements [1].

Blockchain analytics confirm the spike in high-value transfers, with destination wallets spread across custody accounts and exchanges, suggesting diverse strategies among large holders. The net result, however, indicates a coordinated buildup of XRP supply in institutional or sophisticated investor hands. This activity contrasts with the recent bearish trend in the broader market, where XRP traded around $3.13—16.8% below its all-time high of $3.66 [2].

The key technical resistance level for XRP is currently at $3.41, and analysts suggest that a sustained move above this threshold could set the stage for a retest of the previous high. The token's strong liquidity profile—supported by daily trading volumes in the billions—enables large transfers without significant price disruptions [3]. At the same time, over 95% of XRP's circulating supply remains in profit, a condition that historically may precede increased selling pressure if the price fails to break above critical resistance levels [4].

Structural factors also appear to be contributing to the renewed interest in XRP. Ripple’s launch of the regulated stablecoin RLUSD in December 2024 has added new on-ledger settlement options, expanding the XRP Ledger’s utility. These developments, combined with growing enterprise adoption and cross-border payment integrations, are reinforcing the token’s long-term investment narrative [5].

Some technical analysts have drawn attention to bullish chart patterns, with one forecasting a potential move toward $34 by mid-2026 if a long-term breakout holds. While such projections remain speculative and should not be taken as actionable investment advice, they reflect the optimism among certain market participants regarding XRP’s trajectory [6].

Whale accumulation is not limited to XRP. Other major tokens, including Bitcoin and Polkadot, have also seen increased buying by large investors, suggesting a broader trend of institutional interest in the crypto market. However, the focus on XRP’s 1.2 billion-token accumulation stands out as a significant on-chain signal, indicating confidence in the token’s fundamentals and ecosystem developments [7].

Despite the positive on-chain activity, risks remain. A failure to sustain price above key resistance levels could lead to retracement toward $2.95 or lower. Additionally, broader market sentiment or regulatory shifts could quickly alter the trajectory, regardless of whale activity. Therefore, while the accumulation is noteworthy, it should be evaluated alongside macroeconomic and regulatory factors [8].

The 1.2 billion XRP accumulation represents one of the most substantial whale movements in recent months, placing XRP in a potentially pivotal phase. Whether this leads to a sustained breakout or a period of consolidation will depend on how the token behaves around key resistance levels and how whale positioning evolves in the coming days [9].

Sources:

[1] TimesTabloid. (2025). 1.2 Billion XRP In Four Days. Here's What Whales Are Doing. https://timestabloid.com/1-2-billion-xrp-in-four-days-heres-what-whales-are-doing/

[2] BeInCrypto. (2025). XRP Whales Accumulation May Drive Price to ATH. https://beincrypto.com/xrp-whales-accumulation-may-drive-price-to-ath/

[3] Blockonomi. (2025). XRP Price – Whales Add $3.8 Billion Worth of Tokens in Four Days. https://blockonomi.com/xrp-xrp-price-whales-add-3-8-billion-worth-of-tokens-in-four-days/

[4] Bitcoinist.com. (2025). Live Bitcoin Hyper Updates Today. https://bitcoinist.com/bitcoin-hyper-live-news-august-13-2025/

[6] CoinCentral. (2025). XRP Price Prediction: Whales Accumulate $3.8 Billion as Chart Pattern Points to $30 Target. https://coincentral.com/xrp-price-prediction-whales-accumulate-3-8-billion-as-chart-pattern-points-to-30-target/

[7] Bitcoin. (2025). Whales Accumulate XRP, Bitcoin, and Polkadot as $1.2B Flows Hit the Crypto Market This Week. https://en.bitcoinsistemi.com/whales-accumulate-xrp-bitcoin-and-polkadot-as-1-2b-flows-hit-the-crypto-market-this-week/

[9] BlockchainReporter. (2025). Ripple (XRP) Set To Rise 5x? Experts Back Unilabs For Revolutionary Passive Investment Model. https://blockchainreporter.net/ripple-xrp-set-to-rise-5x-experts-back-unilabs-for-revolutionary-passive-investment-model/