XRP News Today: XRP's Volatile Slide Meets Quiet Institutional Takeover

The XRP token, Ripple's native cryptocurrency, has seen renewed volatility as it trades below $2.50, pressured by bearish technical indicators and macroeconomic factors. Open Interest (OI) has rebounded from a monthly low of $3.49 billion but remains significantly lower than July's peak of $3.66. XRP's price action shows a bearish grip, with the token trading below key moving averages—the 200-day EMA at $2.60, the 50-day EMA at $2.67, and the 100-day EMA at $2.72—signaling a top-heavy structure, according to an FXStreet forecast. The Relative Strength Index (RSI) has dipped to 43, suggesting growing bearish momentum, with analysts eyeing support at $2.18 as a critical level, the FXStreet piece adds.

Despite these challenges, bulls remain cautiously optimistic. A rebound above $2.50 could trigger a trend reversal, supported by the Moving Average Convergence Divergence (MACD) holding a buy signal since late October, the FXStreet analysis notes. Institutional activity, however, tells a different story. Ripple's XRP Ledger (XRPL) has shown signs of maturing into a platform favored by enterprises, according to a Q3 2025 Messari report, as reported by Bitcoinist. Daily transactions rose 8.9% quarter-over-quarter to $1.8 million, while active sender addresses increased 15.4% to 23,300, the Bitcoinist report says. The network now boasts 6.9 million total addresses, up 6.1% from the prior quarter, reflecting a shift from retail to institutional adoption, per the Bitcoinist coverage.

Structural upgrades are further fueling institutional interest. XRPL recently introduced Multi-Purpose Tokens (MPTs) with embedded metadata for real-world asset (RWA) parameters, alongside confidential MPTs secured by zero-knowledge proofs (ZKPs) to meet compliance needs, the Bitcoinist analysis explains. These advancements position the ledger to support tokenized assets and financial data feeds, a key draw for enterprises. Meanwhile, seven U.S. spot XRP ETF applications are pending SEC approval, with a 99% probability of approval by year-end, according to prediction market data cited in the Bitcoinist piece.

Strategic integrations are also expanding XRP's utility. Unichain, a new Ethereum Layer 2 network launched by Uniswap, announced support for XRP, alongside Dogecoin (DOGE) and Zcash (ZEC), to enhance scalability and reduce transaction costs, according to a BitcoinWorld report. This move could unlock new DeFi applications for XRP, enabling faster, cheaper transactions within the Ethereum ecosystem, the BitcoinWorld piece suggests.

On the institutional front, global firms are quietly building XRP positions, with Japan's SBI Holdings holding $10 billion in the token—the largest corporate stake, according to a Coinpedia report. Ripple's USD-backed stablecoin, RLUSD, has also gained traction, surging 34.7% in market cap to $789 million in Q3 2025, Coinpedia notes. The stablecoin's adoption on platforms like Bybit and African fintechs underscores its role in cross-border liquidity.

However, the immediate outlook remains cautious. XRP's price dropped to $2.44, its lowest since October 24, as the crypto market digested the Fed's rate cut and Trump-Xi trade developments, according to a Crypto.News analysis. Futures open interest fell to $4.26 billion, down from a peak of $11 billion earlier this year, the Crypto.News piece also reported. Yet, bullish catalysts loom, including potential ETF approvals and RLUSD's expansion into Japan by 2026, Coinpedia adds.

As the market balances technical headwinds with structural progress, XRP's path forward hinges on institutional confidence and regulatory clarity. With infrastructure upgrades and strategic partnerships in place, the token's long-term potential remains intact—even as near-term volatility persists, as noted in the FXStreet forecast, the Bitcoinist report, and Coinpedia coverage.

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