XRP News Today: XRP Top 10% Threshold Rises to 2,433–2,505 Tokens Amid Growing Concentration

XRP holders currently need between 2,433 and 2,505 tokens to enter the top 10% of wallet rankings, according to recent updates to the XRP rich list [1][2][3][4]. This threshold has shifted slightly in recent weeks, indicating a growing concentration of XRP among a smaller subset of wallets [3]. At the current valuation, where each XRP is trading around $3.00, the entry point for the top 10% amounts to approximately $7,299 [1].

The average XRP wallet, by contrast, holds significantly more—around 12,350.86 tokens—though this figure is skewed by a small number of large institutional and exchange accounts [2]. For individual investors, the reality is that many retail wallets hold far fewer tokens. This suggests that a substantial portion of XRP holders may already be closer to the top 10% than they realize, or just a few hundred tokens away from crossing the threshold [2].

The disparity between average and elite holdings becomes even more pronounced when examining the top 1% and top 0.1% of wallets. To enter the top 1%, a wallet must hold over 50,637 XRP, and to enter the top 0.1%, more than 369,000 XRP—amounting to over $1.1 million at current prices [2]. This highlights the increasing centralization of XRP wealth, where a relatively small number of wallets control a large portion of the total supply.

The recent price movement of XRP has further intensified interest in the token’s distribution. Over a 24-hour period, XRP surged to $3.05, with $33 million traded in a single minute [6]. Analysts have noted that maintaining support above $2.80–$2.95 is crucial for XRP to sustain its upward trajectory [7]. However, these observations remain speculative and should not be interpreted as confirmed trends or investment advice.

Despite the volatility, the broader XRP ecosystem continues to show signs of growth and innovation. Ripple’s RLUSD stablecoin, real-world asset tokenization initiatives, and the launch of an EVM sidechain are expected to drive increased demand for XRP in the near future [2]. As adoption grows, the number of XRP required to maintain a top 10% position may rise, tightening the window of opportunity for early investors.

For now, however, the data indicates that the opportunity to claim a top-tier wallet ranking with a relatively modest investment remains viable. As XRP analyst XRP PhantomX emphasized, “Most people have no idea how early we still are.” With each new wallet created and each token distributed, the entry threshold is likely to rise, making early accumulation a strategic advantage for those who recognize the potential [1].

Source:

[1] TheCryptobasic - [https://thecryptobasic.com/2025/08/04/xrp-rich-list-update-reveals-how-much-you-need-now-to-be-among-top-10-and-top-1/](https://thecryptobasic.com/2025/08/04/xrp-rich-list-update-reveals-how-much-you-need-now-to-be-among-top-10-and-top-1/)

[2] Times - [https://timestabloid.com/heres-how-much-xrp-you-need-today-to-join-top-10-wallets/](https://timestabloid.com/heres-how-much-xrp-you-need-today-to-join-top-10-wallets/)

[3] AInvest - [https://www.ainvest.com/news/xrp-news-today-xrp-top-10-threshold-drops-2-486-tokens-reflecting-greater-concentration-2508/](https://www.ainvest.com/news/xrp-news-today-xrp-top-10-threshold-drops-2-486-tokens-reflecting-greater-concentration-2508/)

[4] Binance - [https://www.binance.com/en/square/post/27860736307313](https://www.binance.com/en/square/post/27860736307313)

[6] CryptoAdventure - [https://cryptoadventure.com/xrp-breaks-3-with-33m-traded-in-a-minute-heres-what-analysis-predicts-next](https://cryptoadventure.com/xrp-breaks-3-with-33m-traded-in-a-minute-heres-what-analysis-predicts-next)

[7] Cointelegraph - [https://cointelegraph.com/magazine/ether-solana-bitcoin-xrp-price-predictions-crypto-traders-trade-secrets-cointelegraph](https://cointelegraph.com/magazine/ether-solana-bitcoin-xrp-price-predictions-crypto-traders-trade-secrets-cointelegraph)