XRP News Today: XRP Top 1% Requires 50,637 Tokens, Exclusive Club Grows

The latest data from the XRP Rich List reveals that to be part of the top 1% of XRP holders, one needs to possess at least 50,637 XRP. This elite group is extremely exclusive, with only 663 wallets globally holding over 5 million XRP, according to a detailed on-chain snapshot shared in early July 2025.

Crypto analyst Edoardo Farina highlighted the rarity of XRP holders, noting that the token's initial distribution, high cost to reach top holding tiers, and the tendency of early buyers to sell their XRP too soon contribute to this exclusivity. The XRP Bridge List, which tracks all existing XRP wallets and categorizes them based on holdings, shows that there are 6.6 million XRP wallets, but the analyst estimates there are fewer than 1 million real XRP holders worldwide. This means that just 0.01% of the global population holds XRP, making XRP ownership far rarer than many might expect.

To be in the top 10 percent of XRP holders, one currently needs 2,486 XRP. For the top 5 percent, the requirement rises to 8,758 XRP. To enter the top 1 percent, one needs more than 50,000 XRP. The ultra-elite top 0.01 percent, which includes only 663 wallets holding more than 5 million XRP, are likely held by founders, early contributors, or major institutions and exchanges.

The analyst pointed out that many XRP wallets are either inactive or belong to hardcore users who use multiple addresses. With such a small portion of the world even exposed to crypto, those holding XRP in self-custody are already ahead of the curve. He also emphasized that as prices rise, it becomes harder to stay among the top holders. Last year, being in the top 10 percent might have required $1,000 to $1,500, but that number is increasing quickly.

For long-term success with XRP, the analyst advised thinking beyond buying and holding. He recommended keeping XRP in cold storage, controlling emotions, and resisting the urge to sell during price spikes. The XRP Rich List is compiled by on-chain analysis firms by analyzing publicly available blockchain data, showing the amount of XRP required to reach various holding tiers. XRP’s price volatility significantly impacts the ability to maintain a top holder tier, as the fiat value required to hold a certain amount of XRP also increases with the price of XRP. Institutional holders and exchanges are included in the XRP Rich List, with large holdings by entities like Ripple Labs, major cryptocurrency exchanges, and early contributors heavily influencing the data. This concentration skews the distribution, showing a smaller number of stakeholders controlling a large percentage of the total supply.