XRP News Today: XRP Targets $3-$4 Range Amid Regulatory Clarity and Market Optimism

XRP, the digital asset associated with Ripple, is showing signs of potential growth as market conditions stabilize. Digital asset strategist Teo Mercer has identified the $3–$4 range as a realistic short-term target for XRP. This optimistic outlook is supported by various factors, including technical patterns and market forces, which suggest that XRP could rise above the $3-$4 mark in the near future.

Mercer, known for his large following and frequent market commentary, believes improving regulatory conditions are helping shift sentiment in XRP’s favor. He noted that recent developments in U.S. crypto policy are removing long-standing uncertainties and creating a more stable environment for growth. “XRP is waking up,” Mercer wrote on X, hinting that market conditions and institutional interest may soon converge. “Feels like something big is loading.”

Among the regulatory milestones boosting confidence are the Senate’s passage of the GENIUS Act — a framework for stablecoin oversight — and legislation clearly defining crypto as either commodities or securities. These moves have helped solidify jurisdiction between the SEC and CFTC, reducing the legal ambiguity that has long plagued XRP. Additional bullish signals include new directives from the Federal Housing Finance Agency, which now allows digital assets to be considered in mortgage evaluations — a nod to growing institutional integration.

While Mercer’s forecast remains modest, others are calling for much steeper gains. Some, like analyst Dustin Layton, have floated extreme scenarios involving $50,000 profits from 1,000 XRP tokens — targets that would require an unlikely $3 trillion market cap. Most institutional investors remain grounded in more conservative models.

Still, momentum appears to be building. XRP has been consolidating near $2, and technical indicators suggest an accumulation phase may be nearing its end. If the token breaks key resistance levels, the $3–$4 target could soon come into play. As legal clarity improves and sentiment turns more optimistic, XRP’s long-awaited breakout may finally be within reach.

The recent legal developments involving Ripple have also played a significant role in XRP's price movements. Following a key ruling in the ongoing legal battle between Ripple and the U.S. Securities and Exchange Commission, XRP experienced a 4% drop to around $2.10. However, this setback was short-lived, as XRP quickly rebounded, rising by approximately 6.50% to reach $2.20 on June 28. This recovery was driven by the news of Ripple dropping its cross-appeal against the U.S., which provided a boost to investor confidence.

Analysts have also highlighted several macro trends that could fuel XRP's growth in the coming years. These trends include rising liquidity, the Federal Reserve's potential rate cuts, and a weaker dollar. According to analysts' forecasts, these factors could contribute to a significant surge in XRP's price by 2026. Additionally, the stabilization of global regulations is expected to further enhance XRP's value, as its technology remains sound and its potential is recognized on a broader scale.

Despite the recent volatility, XRP has shown resilience and the potential for further growth. The $2.00 support level is seen as a critical point, and a solid bounce from this level with increasing volume could launch another leg higher for XRP, potentially retesting $2.40 or beyond. As market conditions continue to stabilize, XRP's price could climb to $4, making it an attractive investment opportunity for those looking to capitalize on the digital asset's potential.