XRP News Today: XRP Targets $15 as U.S. Passes Three Crypto Bills

Analysts have set a bold target of $15 for XRP, a level that has not been reached even during the cryptocurrency's most bullish periods. This prediction comes as the Teucrium XRP ETF gains traction and three major crypto bills are passed in the U.S., signaling a significant influx of institutional investors into the Ripple ecosystem. While retail buyers have long supported XRP, the entry of institutional investors marks a new phase in the cryptocurrency's growth.

The U.S. House of Representatives passed three crucial crypto bills: the GENIUS Act, the CLARITY Act, and the Anti-CBDC Act. These legislative moves indicate a major shift in regulatory clarity, particularly for stablecoins and tokenized assets. Ripple’s CEO described this as a "landmark moment" that solidifies crypto innovation in the U.S. With Ripple’s RLUSD stablecoin and the expanding XRPL ecosystem, XRP is positioned to challenge legacy systems like SWIFT. The XRP Ledger is expected to capture up to 14% of SWIFT’s liquidity, bolstering current price prediction models that target $10 to $15 during the next bull run.

Technical analysts continue to highlight XRP’s bullish structure, with a Golden Cross pattern and a long-standing MACD buy signal driving strong upward momentum. Currently, XRP is trading around $3.44, with the $3.66 level serving as the next breakout point. A move above this zone could trigger another rally phase, potentially pushing the price toward $4, then $6, and beyond. However, some traders are exploring alternative options in the low-cap crypto gems category, projects with more room to grow and institutional-grade infrastructure already in place.

While XRP is gaining traction in regulated markets, new investors are looking for early-stage opportunities. This has led many to Remittix, a cross-chain DeFi project building a platform for crypto-to-fiat bank transfers in over 30 countries. Remittix is still in its early stages but has already raised over $16.6 million at a price of just $0.0842. The project solves real-world problems by enabling global crypto payments to real bank accounts and has a strong, fast-growing community. With its focus on crypto with real utility, Remittix is emerging as one of the best DeFi projects for 2025.

The latest XRP price prediction indicates there is still upside potential, especially with new laws, ETFs, and institutional interest aligning. However, for those seeking exponential returns from early-stage access, Remittix is proving to be a serious contender. The future of PayFi with Remittix is promising, and investors are encouraged to explore the project further.