XRP News Today: XRP's survival hinges on fixing a broken ecosystem and winning back investors

XRP faces mounting pressure as a significant amount of investor capital shifts to Coinbase, raising concerns that the asset could experience a sharp decline toward $2.35. The movement of $100 million into Coinbase underscores a broader reallocation of crypto assets and reflects growing uncertainty about XRP’s long-term viability. The token’s struggles are evident in its DeFi metrics, with the XRP Ledger (XRPL) showing starkly lower total value locked (TVL) compared to leading competitors like Ethereum and Solana. According to data from DeFiLlama, XRPL’s TVL stands at just $87.85 million, dwarfed by Ethereum’s $96.9 billion and Solana’s $11.27 billion [1]. This gap highlights the network’s inability to attract the same level of institutional and developer participation that drives growth in other ecosystems. In addition, XRP’s derivatives market remains underdeveloped, with open interest significantly lower than that of Ethereum or Solana, further underscoring its weak network effects [1].

The challenges XRP faces are not only financial but also structural. Ripple’s attempts to revitalize the XRP Ledger have included launching automated market makers (AMMs) with liquidity pools, an EVM-compatible sidechain, and its own stablecoin, RLUSD, alongside Circle’s USDC on XRPL. However, despite these efforts, the chain continues to lag in on-chain activity and retail participation—factors critical to enterprise adoption [1]. A co-founder of an NFT marketplace noted that enterprises are unlikely to build on a network with minimal on-chain activity, indicating that XRP’s growth depends on more than just marketing or regulatory outcomes [1]. The recent resolution of the SEC’s lawsuit against Ripple has reduced legal risk for investors, but the company still faces stiff competition from other blockchain networks aiming to capture institutional business.

Analysts remain divided on XRP’s near-term prospects. Some believe the token is at a critical juncture, with its price currently testing key resistance levels around $2.80. A breakdown below this level could trigger a 10–25% correction, potentially pushing the price toward $2.50 or even $2.35 [4]. On the other hand, bullish indicators such as TD Sequential buy signals and on-chain accumulation by large wallets suggest a potential rebound. Whale activity has increased, with large wallets accumulating 340 million XRP in recent weeks [4]. If XRP can break above $2.880 and $2.920 resistance levels, it could see a move toward $3.00 or higher. However, a failure to clear these levels may result in a retest of $2.70 and $2.65 support [4]. Technical indicators also point to volatility, with the RSI above 50 and the MACD losing momentum in the bearish zone [5].

Beyond the technical landscape, XRP’s ecosystem is evolving with the emergence of new projects like Remittix, an altcoin that has drawn interest from XRP whales. Remittix aims to solve real-world payment challenges, offering instant, low-cost cross-border transactions. Its utility-driven approach and recent $23.3 million funding round have positioned it as a potential rival to XRP in the payments space [4]. The token has secured listings on major exchanges like BitMart and LBank and is set to launch a beta wallet in late September. While XRP remains focused on institutional adoption, Remittix’s growing real-world utility and developer focus signal a shift in the DeFi landscape. Investors are increasingly favoring projects with tangible use cases over those relying solely on regulatory developments or market hype.

Market sentiment for XRP remains cautious, with many analysts pointing to October as a potential turning point. Historical trends and regulatory deadlines, particularly the SEC’s decision on XRP ETF applications, are expected to influence the token’s trajectory. Betting markets on Polymarket indicate an 87% chance of XRP ETF approval in October, with projections suggesting it could attract $5–$8 billion in new capital [3]. Analysts like James Crypto Space and DeepSeek AI have offered varied price targets, ranging from $4.13 to $15, depending on broader market conditions and adoption trends [3]. Despite these optimistic forecasts, the market is currently in “fear” territory, with many investors questioning whether the cycle has already peaked. A longer-term perspective is encouraged, with some analysts advocating for buying opportunities during periods of fear [3].

As XRP navigates a complex mix of technical, regulatory, and competitive challenges, its future remains uncertain. While Ripple continues to innovate and improve the XRP Ledger, the token must overcome its structural limitations and attract broader institutional and developer interest to compete effectively. With key resistance levels being tested and alternative projects like Remittix gaining traction, XRP’s path forward will depend on its ability to deliver on its promises and differentiate itself in an increasingly crowded market.

Source:

[1] Now That XRP is Dead, What's Next? Swift Executive Calls ... (https://finance.yahoo.com/news/now-xrp-dead-next-swift-105438346.html)

[2] Is XRP the Smartest Cryptocurrency to Buy With $1000 ... (https://www.nasdaq.com/articles/xrp-smartest-cryptocurrency-buy-1000-right-now)

[3] Analyst Predicts "Massive" October Citing Historical Trends (https://www.financemagnates.com/trending/xrp-tests-resistance-analyst-predicts-massive-october-citing-historical-trends/)

[4] XRP Price Analysis For September: Crypto Investors Bet ... (https://www.mitrade.com/insights/news/live-news/article-3-1092561-20250903)

[5] XRP Price at Tipping Point – Will It Explode or Collapse? (https://www.mitrade.com/insights/news/live-news/article-3-1090610-20250903)