XRP News Today: XRP Surges 9.76% in July, Investors Eye Triple-Digit Milestone

XRP, the cryptocurrency, has shown strong momentum this July, with a 9.76% increase, bringing its price to $2.42. This surge has garnered significant attention from investors, especially as the broader crypto market exhibits signs of recovery. Some investors believe that XRP's season has begun, and there is speculation about its potential to reach a triple-digit price milestone.

To assess how long it would take for XRP to reach $100 if it maintained a consistent monthly gain of 3%, a projection was run based on this steady growth rate. Starting at $2.42 in July 2025, XRP would gradually increase over time. By the end of this year, December 2025, the price would climb to about $2.81. One year later, in June 2026, XRP would reach $3.35. This compound growth would continue, with XRP hitting the $10 mark by July 2029, $20 by July 2031, $27 by May 2032, and $50 by February 2034.

Several analysts and market pundits have championed these targets, but their timelines vary. For instance, in May, analyst DK64Trades expressed confidence that XRP would breach $10 this cycle. Last November, CryptoBull suggested an XRP run to $20 is possible if it follows its 2017 fractal. Market watcher EGRAG has consistently suggested XRP is on track to reach the $27 target. Cryptominder projects that XRP may reach $50 over the next five years, in 2030.

According to the assessment, XRP would reach $100 by January 2036, ending a ten-and-a-half-year run from its current price. However, this kind of smooth, uninterrupted climb does not reflect how XRP, or any crypto, actually behaves. History shows that XRP has never managed to pull off long streaks of green months. Its best years, 2017 and 2023, only saw eight monthly gains each, with those gains never coming back-to-back for more than four months in a row. In most other years, XRP posted even fewer green months.

So far in 2025, XRP has split the year evenly with three positive and three negative months. This track record makes it clear that the crypto market rarely follows a neat pattern. Crypto prices don’t grow on a set schedule, and several forces will likely impact XRP's price continuously without warning. So, expecting a steady 3% monthly climb for more than a decade doesn’t line up with how the market works.

Still, the idea of XRP reaching $100 dominates the community. Many investors believe it could get there, just not through slow and steady growth. They expect it to surge more quickly in response to major catalysts like adoption for payments.