XRP News Today: XRP Surges 64.8% After SEC Settlement Ends Legal Uncertainty

XRP, the cryptocurrency associated with Ripple, has experienced a significant surge in value over the past three months, rising by 64.8% to reach a peak of $3.65. This rally has been attributed to the resolution of a long-standing legal battle with the Securities and Exchange Commission (SEC), which had cast a shadow of uncertainty over the token for years. The settlement, which included a $50 million fine, marked the end of a protracted legal dispute that had begun in December 2020. The SEC had initially alleged that XRP was an unregistered security, a claim that was partially refuted by a judge in July 2023. The final settlement in March 2025 brought an end to the legal uncertainty, allowing XRP to gain momentum.

The political shift in the US also played a crucial role in the resolution of the SEC case. Following the election of Donald Trump, the new administration implemented several pro-crypto policies. The appointment of Paul S Atkins as the new SEC chair, known for his pro-crypto stance, further bolstered the positive sentiment around XRP. This political support, combined with the legal clarity provided by the settlement, has fueled investor confidence and driven the price of XRP higher. In November 2024 alone, XRP recorded an impressive monthly return of 281.7%, reflecting the market's optimism following the election results.

Legal clarity has been a significant factor in XRP's recent performance. The prolonged legal battle with the SEC had created uncertainty, making it difficult for investors to commit to the token. However, the settlement in March 2025 and the subsequent drop of appeals by both parties effectively resolved the legal issues, providing a clear path forward for XRP. This clarity has been welcomed by long-term holders, who have seen their investments appreciate significantly. For instance, a crypto analyst known as CrediBULL reported that an investment of $10,000 made in 2019 had grown to $196,000 due to the latest bull run. On the other hand, some investors, like Dave Portney, the founder of Barstool Sports, expressed regret for selling their XRP holdings too early.

The bullish momentum of XRP has been further supported by growing adoption and institutional interest. Pro-XRP lawyer John Deaton highlighted that the token had been overshadowed for nearly four years due to the SEC lawsuit. With the legal issues now resolved, XRP is poised to regain its position in the market. The token's strong performance in recent months, with a 59.1% surge in the last month and a 54.6% increase so far this quarter, indicates that investors are optimistic about its future prospects. Analysts predict that XRP could reach $4.50–$5 in 2025 if the bullish momentum continues. Long-term forecasts for XRP in 2030 range from $10 to $20, depending on adoption and regulation. However, reaching $100 in 2025 is considered highly unlikely due to market cap limits and strong competition from other altcoins.