XRP News Today: XRP Surges 55% in 2025 as Trump's Pro-Crypto Shift Ends SEC Lawsuit

XRP, the cryptocurrency associated with Ripple, experienced a volatile first half of 2025, with its price reaching a high of $3.20 in January. This surge was driven by a pro-crypto shift in the U.S. and the end of the SEC lawsuit, which had been a significant overhang on the token's price. The rally was fueled by the confirmation of Donald Trump as the 47th U.S. President, which caused an immediate surge in the token’s price. Later, in March, a Trump executive order that mentioned Ripple as a key part of the U.S. Crypto Strategic Reserve injected fresh optimism into the market, helping the price to stabilize. A significant legal victory followed in May, when Ripple withdrew its appeal in the long-running SEC lawsuit, effectively ending the case and pushing the price up to $2.53.

However, the first half of the year was not without its setbacks. Geopolitical disruptions such as the Israel-Iran conflict from April to June sparked a temporary market-wide selloff. XRP fell to $1.79 before bouncing back as tensions eased. Broader macroeconomic indicators, such as the Q1 GDP release, monthly CPI data, and the Federal Reserve’s ongoing interest rate decisions, also played a key role, influencing investor sentiment and causing several periods of consolidation where XRP traded in a tight range between $2.15 and $2.40.

With the Ripple SEC lawsuit ending, the upcoming months are shaping up to be decisive for XRP’s long-term outlook, as the narrative now shifts entirely to institutional adoption. The SEC’s final decision on the XRP ETF is expected by October 17. Until then, increasing engagement from the SEC is being interpreted as a promising indicator. Moreover, Ripple’s recent collaboration with OpenPayd to support its RLUSD stablecoin has bolstered confidence. This partnership is just one of many moves Ripple is making to grow its ecosystem and boost token utility.

July promises several key developments. Investors should monitor updates on the XRP ETF, legal progress with the SEC, and important economic data. Core CPI, unemployment rates, PPI, and inflation figures will all play roles in shaping short-term price direction. The approval of a Solana staking ETF, for instance, was seen as a significant milestone, with analysts predicting a surge of new altcoin funds in the second half of 2025. Despite these positive developments, the road to ETF approval has not been smooth. The U.S. Securities and Exchange Commission (SEC) has been cautious in its approach to cryptocurrency regulation, and the approval process has been slow. This caution has led to delays and setbacks, with the SEC halting the conversion of Grayscale's Large Cap Fund for review just a day after staff approval. This move underscored the regulatory hurdles that XRP and other cryptocurrencies face in their quest for mainstream acceptance.

Ripple, the company behind XRP, has been proactive in its efforts to navigate these regulatory challenges. The company applied for a national bank charter in the United States, seeking to expand its services and move into federal regulatory oversight. This move was seen as a bold step towards gaining regulatory approval and legitimacy for XRP. However, the application process is complex and time-consuming, and there is no guarantee of success. In addition to regulatory challenges, XRP has also faced competition from other cryptocurrencies and stablecoins. The approval of a Solana staking ETF, for instance, was seen as a potential threat to XRP's market position. The ETF, which offers a 20% annual yield, was launched by Rex Shares and Osprey Trust and was the first such product in the U.S. market. This launch was seen as a significant development in the crypto market, with analysts predicting a wave of new altcoin funds in the second half of 2025.

Despite these challenges, XRP has shown resilience and potential for growth. The cryptocurrency has legitimate partnerships with major banks, which could drive its adoption and usage in the future. However, stablecoins may offer banks the benefits of XRP without the volatility risk, potentially reducing XRP's adoption prospects. As the crypto market continues to evolve, XRP's future remains uncertain, but its potential for growth and innovation cannot be ignored. The focus for the second half of the year is now on the imminent spot XRP ETF approval, which could be a game-changer for the token's price and market position.