XRP News Today: XRP Surges 53% to $3.20 as ETF Approval and SEC Ruling Drive Momentum

XRP has demonstrated a consistent upward trajectory in July, trading at $3.20 and rebounding from a mid-July peak of $3.50. This follows a significant price increase from $2.09 in late June, with the market cap nearing $190 billion as investor interest intensifies [1]. Short-term momentum remains positive despite an 8.46% weekly decline, with hourly and daily gains stabilizing above $3 [1]. Analysts and platforms are now focusing on the potential approval of an XRP ETF, which could catalyze institutional and retail inflows similar to those seen with Bitcoin and Ethereum ETFs [1]. Such a move would mark a historic milestone for XRP, offering regulated exposure and potentially propelling the token toward record highs [1].

Price forecasts vary widely, reflecting optimism and caution. Most models project a near-term range of $5–$7 by late 2025, with bullish scenarios suggesting $10 or higher if ETF adoption aligns with favorable market conditions [2]. Flitpay’s analysis posits an aggressive target of $15 by year-end but warns of a worst-case scenario where XRP could dip to $2 [3]. CoinCentral highlights a potential $6.19 target in the coming months, contingent on ETF approval and macroeconomic tailwinds [8]. Institutional adoption and regulatory clarity are critical variables. The SEC’s decision to drop or delay its Ripple appeal could unlock XRP ETF approvals, pushing prices toward $4 in the short term [9]. Analysts at AInvest suggest institutional adoption and macroeconomic tailwinds could drive a 100%+ surge by 2030, with targets exceeding $20 [7]. AI-driven forecasts from Deepseek and on-chain metrics also emphasize institutional interest and ETF inflows as key drivers for a $10–$20 range by 2025 [4].

The broader market context further influences predictions. Coindoo notes that $3.20 may represent a foundational level, but long-term outcomes depend on regulatory outcomes and global economic shifts [1]. Brave New Coin observes technical indicators, such as a potential breakout above $3.30, as signals for a $3.50 target [5]. These analyses underscore the interplay between technical and regulatory factors. The SEC’s July 25 ruling on XRP ETF applications is a pivotal event, with analysts expecting a decision by Q4 2025 [1]. A positive outcome could trigger a rally similar to Bitcoin’s post-ETF approval surge, while delays or rejections may limit near-term gains [6].

XRP’s trajectory is inherently tied to macroeconomic conditions and institutional confidence. Ripple’s global partnerships in cross-border payments and banking integrations provide long-term utility, though legal clarity remains a prerequisite for sustained institutional participation [1]. Market sentiment has already fueled altcoin rallies, positioning XRP as a key beneficiary of renewed crypto optimism [1]. Investors are advised to monitor ETF approval timelines, on-chain activity, and the SEC’s final ruling as critical drivers of near-term price action [1].

Source:

[1] [XRP Price Prediction After ETF Approval] (https://coindoo.com/xrp-price-prediction-after-etf-approval/)

[2] [Is XRP Gearing Up for Its Biggest Breakout Yet?] (https://coincentral.com/xrp-price-prediction-is-xrp-gearing-up-for-its-biggest-breakout-yet/)

[3] [XRP to $15 or Back to $2? What Could Decide Its 2025 Fate] (https://cryptorank.io/news/feed/f46ed-xrp-to-15-or-back-to-2-what-could-decide-its-2025-fate)

[4] [XRP Price Prediction: Deepseek and AI Forecasts Put ...] (https://disruptafrica.com/2025/07/26/xrp-price-prediction-deepseek-and-ai-forecasts-put-number-near-20-remittix-draws-analysts-eye/)

[5] [Could XRP Join the ETF Club? BlackRock Rumors Stir ...] (https://bravenewcoin.com/insights/xrp-news-today-could-xrp-join-the-etf-club-blackrock-rumors-stir-xrp-bulls)

[6] [Prediction: XRP Will Soar in the Second Half of 2025] (https://www.nasdaq.com/articles/prediction-xrp-will-soar-second-half-2025)

[7] [XRP Price Prediction: How Institutional Adoption and ...] (https://www.ainvest.com/news/xrp-price-prediction-institutional-adoption-macroeconomic-tailwinds-drive-ripple-2030-2507/)

[8] [XRP Price Prediction: Broken Flag Pattern Targets $6.19 in ...] (https://coincentral.com/xrp-price-prediction-broken-flag-pattern-targets-6-19-in-2025-ripple-momentum-looks-unstoppable/)

[9] [XRP News Today: Will SEC Vote Unlock $4 XRP Rally? ...] (https://www.fxempire.com/forecasts/article/xrp-news-today-will-sec-vote-unlock-4-xrp-rally-key-catalysts-in-focus-btc-hovers-1536576)