XRP News Today: XRP Surges 470% Amid Fed Rate-Cut Speculation and Growing Institutional Adoption

Analyst Levi of Crypto Crusaders has issued a compelling warning to XRP holders, highlighting a potential “super storm” triggered by the political and economic tension between U.S. President Donald Trump and Federal Reserve Chair Jerome Powell [1]. Trump has escalated his criticism of Powell, accusing him of mismanaging monetary policy and calling for immediate interest rate cuts [1]. These comments reflect a growing divide between the administration’s economic vision and the Fed’s current policy stance. Market participants are increasingly anticipating aggressive rate cuts, especially following signs of cooling inflation and weakening labor markets.

The potential for monetary easing has already begun to influence financial markets, with the U.S. dollar weakening and risk assets gaining traction [1]. Treasury Secretary Scott Bessent has hinted at the possibility of a 50-basis-point rate cut, reinforcing expectations for a policy pivot. Historically, such shifts in monetary policy have benefited cryptocurrencies by increasing liquidity and lowering borrowing costs [1]. Bitcoin has already responded positively to these expectations, hitting record highs, and analysts suggest XRP could follow a similar trajectory if the anticipated policy changes materialize.

According to Levi, XRP holders should remain vigilant as the Federal Reserve’s decisions could inject fresh liquidity into the banking system, which may eventually flow into the crypto sector [1]. U.S. regulators have made it clear that banks can engage in certain crypto-related activities, and institutions like BNY Mellon are expanding their digital asset offerings. Ripple’s decision to use BNY Mellon as the custodian for RLUSD reserves further illustrates the increasing convergence between traditional finance and blockchain technology [1].

As of the latest report, XRP is trading at $3.23, having broken above key resistance levels and maintaining robust trading volumes [1]. Analysts have noted repeated tests of the $3.20–$3.30 range, indicating potential for further gains if liquidity conditions improve. On August 14, 2025, analyst Ali Martinez projected a potential surge to $12.60, based on a multi-year breakout pattern [3]. This forecast aligns with broader optimism, as XRP has surged over 470% in the past year [3].

Institutional support for XRP appears to be growing, with NexStox becoming the fifth licensed digital exchange in Labuan, signaling the expansion of regulated trading infrastructure [1]. These developments may contribute to greater adoption and trading volumes for XRP in the coming months. However, while forecasts are encouraging, analysts caution that XRP’s actual trajectory will depend on regulatory outcomes, macroeconomic conditions, and market sentiment [7].

Investors are advised to monitor Federal Reserve communications, macroeconomic indicators, and institutional movements in the crypto space before making major investment decisions [1]. As legal and regulatory clarity continues to emerge, XRP remains a focal point in discussions about future performance and institutional adoption. The coming months could determine whether XRP achieves its projected targets or encounters unforeseen challenges in its path.