XRP News Today: XRP Surges 16.45% to $3.40 as ETF Demand Rises; Mutuum Finance Presale Hits $0.03 with 50x Return Potential

Generated by AI AgentCoin World
Friday, Jul 25, 2025 9:57 am ET1min read
XRP
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Aime RobotAime Summary

- XRP surged to $3.40 with 16.45% weekly gains driven by ETF demand and institutional accumulation, with 2,743 whale wallets controlling 47.32 billion tokens.

- Regulatory optimism (CLARITY Act progress) and RLUSD's $500M market cap boosted confidence, while technical analysis forecasts $4-$5 by Q4 2025 if $3.19 resistance is broken.

- Mutuum Finance (MUTM) at $0.03 in Phase 5 presale offers 50× return potential, leveraging P2C/P2P hybrid DeFi models and 95/78 audit ratings to attract risk-tolerant investors.

- With 4 billion token cap and 14,200 holders, MUTM's scarcity-driven appeal contrasts XRP's cross-border payment focus, positioning both as growth opportunities in distinct crypto niches.

Ripple’s

XRP
has surged to $3.40, marking a 16.45% weekly gain as of July 21, 2025, driven by speculative demand for the ProShares Ultra XRP ETF and institutional accumulation. Whale wallets holding over 1 million XRP tokens rose to 2,743, collectively controlling 47.32 billion tokens, signaling strong accumulation [1]. Regulatory optimism, including progress on the CLARITY Act and Ripple’s RLUSD stablecoin reaching a $500 million market cap, further bolstered investor confidence [1]. A technical analysis suggests XRP could test $4-$5 by Q4 2025 if it breaks above $3.19, though risks remain due to an overbought RSI and a 540 million XRP sell-off by the company in July [1].

Amid XRP’s resurgence, attention is shifting to Mutuum Finance (MUTM), a decentralized lending platform priced at $0.03 during its presale. The project, now in Phase 5 with $13.4 million raised, is attracting investors seeking high-growth opportunities in DeFi. Early buyers who purchased MUTM at $0.01 in Phase 1 have seen returns triple, while analysts project a potential $0.06 listing price and a $0.50 target within a year—offering a 50× return for those investing at current levels [1]. The platform combines a Peer-to-Contract (P2C) model for conservative investors and a Peer-to-Peer (P2P) option for risk-tolerant users, leveraging arbitrage and overcollateralization to stabilize its decentralized stablecoin [1].

Security measures, including a 95/78 CertiK/Skynet audit rating and a $50,000 bug bounty program, have reinforced trust in MUTM’s infrastructure [1]. With presale prices set to rise by 20% in the next phase, the project’s capped supply of 4 billion tokens and 14,200 holders highlight its scarcity-driven appeal. While XRP’s rally underscores its role in cross-border payments, MUTM’s hybrid DeFi ecosystem positions it as a contender for rapid growth in a niche market [1].

Source: [1] [Ripple Regain Attention: While XRP Reaches $3.40 with 16.45% Weekly Gains, One Hidden Gem Nearing $0.035 Could Deliver Far More] [https://blockonomi.com/ripple-regain-attention-while-xrp-reaches-3-40-with-16-45-weekly-gains-one-hidden-gem-nearing-0-035-could-deliver-far-more/]