XRP News Today: XRP Surges 100% in 30 Days to $3.45 Amid Regulatory Clarity and Institutional Adoption

Generated by AI AgentCoin World
Monday, Jul 21, 2025 4:13 am ET2min read
Aime RobotAime Summary

- XRP surges to $3.45 all-time high amid 2025 crypto rally, driven by regulatory clarity and institutional adoption.

- GENIUS Act boosts Ripple USD (RLUSD) adoption, accelerating XRP burn rate and reducing market supply.

- XRP's $206B market cap growth faces competition from Ethereum and altcoins like Tezos, with analysts divided on its leadership potential.

- Legal resolution with SEC and ETF flows fuel bullish sentiment, though some experts predict Ethereum will outperform in altcoin season.

XRP, a prominent altcoin, has entered its price discovery phase in the 2025 crypto rally, marked by a noticeable euphoria among investors. This phase is characterized by a significant increase in demand for

, driven by various factors including regulatory clarity, network utility, and institutional adoption. The mainstream adoption of USD (RLUSD) following the GENIUS Act will help increase the XRP burn rate, which reduces the coin’s market supply amid growing demand. XRP’s market cap has gained nearly $100 billion in the past 30 days, hinting at heated speculation. XRP has surged to a new all-time high, posting its highest-ever weekly close around $3.45 and reclaiming its position as the third most valuable crypto asset. XRP’s market cap also surged by nearly $100 billion in the past 30 days to upwards of $206 billion.

The XRP price pump in the past few weeks was bolstered by robust fundamentals and the clear regulatory environment in the United States. For instance, on June 27, 2025, Ripple filed a motion to withdraw its cross-appeal in the ongoing legal dispute with the United States Securities and Exchange Commission (SEC). According to Brad Garlinghouse, Ripple’s CEO, the SEC is also expected to drop its appeal, thus signaling the end to the lawsuit. Additionally, the XRP pump in the past few weeks was also influenced by the passage of the GENIUS Act by the Senate and the House of Representatives, thus being signed into law by President Donald Trump. The GENIUS Act will play a crucial role in the mainstream adoption of Ripple USD (RLUSD), which runs on the XRPL network. Notably, every RLUSD transaction helps increase the overall XRP burn rate, which reduces the coin’s market supply amid growing demand.

Technical analysis shows XRP has followed a similar fractal in the past months with the 2020 crypto summer. The rally in XRP has been fueled by several key developments. One of the most significant factors is the ongoing legal progress and the U.S. GENIUS Act, which has contributed to the altcoin's surge. Additionally, the demand from new ETH-based treasury products and ongoing ETF flows has played a role in the rally. This has led to a situation where XRP is now at its highest level since early 2022, indicating a strong bullish sentiment among investors.

However, the question of whether XRP can lead the altcoin rally in 2025 remains a topic of debate among analysts. Some experts, such as Arthur Hayes, the founder of BitMEX, have predicted that

will outperform XRP when the altcoin season begins. This prediction is based on the belief that has broken through key resistance levels, which could divert investor attention away from XRP. Despite this, other analysts have echoed bullish views, encouraging investors to stack at least 10,000 XRP tokens and hold until the price reaches $100.

The potential for an altcoin season has also raised questions about which cryptocurrencies could lead the charge. XRP, with its strong fundamentals and growing institutional adoption, is seen as a strong contender. However, the competition is fierce, with other altcoins such as

and Conflux also posting significant gains. Tezos, for instance, surged by over 51%, while Conflux recorded a rise of 49%. These gains were accompanied by high investor activity, with multiple altcoins recording double-digit increases. Ethena, , and Celestia, for example, posted double-digit gains amid the market rebound. This indicates a concentrated rebound that spans infrastructure, legacy, and AI-linked tokens.

In conclusion, while XRP has shown strong potential to lead the altcoin rally in 2025, it faces stiff competition from other altcoins. The outcome will depend on various factors, including regulatory clarity, network utility, and institutional adoption. As the crypto market continues to evolve, investors will be closely watching XRP's performance and its ability to maintain its momentum in the face of increasing competition. According to the analyst's forecast, the ongoing altseason hype has been fueled by the Ethereum pump. Furthermore, the ALT/ETH pair has been bleeding in the past few weeks, which suggests Ether has outshone the small-cap altcoins in the recent past. With the XRP pump to new ATH, Cowen highlighted that the altcoins pair against Bitcoin found a local bottom in June 2025. As a result, the crypto analyst expects the ongoing altcoin rally to end by late August 2025 at the latest.