XRP News Today: XRP Surges 10% Amid Regulatory Clarity and Institutional Interest

Coach JV, a prominent wealth strategist and financial educator, recently sparked a debate within the crypto community with a bold statement on X. He criticized the contemporary trend of overspending on superficial status symbols while neglecting transformative investment opportunities. According to him, XRP is one such asset, potentially the greatest missed opportunity of our lifetime.

Coach JV’s claim is based on the idea that many individuals prioritize spending on depreciating assets, such as luxury vehicles, over investing in assets that could significantly impact their financial future. He argues that the issue is not a lack of money but a misalignment of priorities. By investing in assets like XRP, individuals could potentially build generational wealth, rather than spending on items that lose value over time.

XRP’s current position and growth potential are significant factors in Coach JV’s assertion. As of the report, XRP is trading at $3.52, with intraday movements ranging between $3.39 and $3.55. This follows a sharp rally that pushed XRP to a recent high of $3.64. The surge has been driven by rising demand, a breakout above key resistance at $3.00, and growing speculation around imminent regulatory clarity in the U.S.

Market analysts note strong momentum, with XRP forming a higher low at $3.20 and now targeting a breakout toward $4.00 and possibly $4.50. Open interest in XRP futures recently surged past $10 billion, reflecting heightened institutional and retail speculation. Much of XRP’s bullish momentum is tied to broader regulatory and macroeconomic developments. The U.S. House of Representatives has passed both the GENIUS Act, which regulates stablecoins, and the Digital Markets Clarity Act. Additionally, President Trump is reportedly drafting an executive order to allow crypto investments in 401(k) retirement accounts, moves that signal growing mainstream acceptance of digital assets.

XRP-specific indicators like the “MVRV Golden Cross” are flashing bullish signals. Historically, this metric has marked major breakout phases, and some analysts suggest that a price target as high as $22, a 530% gain from current levels, is within reach. While speculative, these projections have drawn significant attention from retail investors and crypto whales alike.

Coach JV’s core message is a powerful critique of modern consumer behavior. He argues that most people don’t have a money problem; they have a priority problem. Lavish spending on depreciating assets is common, while high-potential investments like XRP are often dismissed or ignored due to fear, lack of knowledge, or short-term thinking. Coach JV isn’t merely advocating for crypto speculation. He’s challenging people to reconsider how they allocate resources and to invest in assets that could build generational wealth.

XRP stands at a pivotal point in its evolution. With its current price near $3.52, strong technical support, institutional interest, and a wave of favorable legislation, its long-term upside looks increasingly viable. Coach JV’s warning is less about hype and more about awareness: small, strategic investments made today could define financial futures tomorrow. The real question isn’t whether you can afford to invest in XRP, it’s whether you can afford not to.