XRP News Today: XRP Surges 10.28% in July 2025, Reaching $2.49

XRP has experienced a notable surge in July 2025, with a 10.28% increase, bringing its price to $2.49. This upward trend has reignited investor interest, with some speculating that XRP may be entering a bullish phase. To explore the potential trajectory of XRP, a mathematical model was developed to predict how long it would take for the token to reach $100, assuming a consistent 3% monthly increase.

Starting from $2.49 in July 2025, the model projects that XRP would reach approximately $2.89 by December 2025 and $3.44 by June 2026. While the initial growth appears modest, the compounding effect becomes more significant over time. By July 2029, XRP is expected to hit $10, and by July 2031, it could rise to around $20. In May 2032, the token is projected to cross the $27 mark, with the $50 threshold being reached by February 2034. Following this trajectory, XRP would finally reach the $100 mark by January 2036, spanning approximately ten and a half years of continuous growth.

These projections are more conservative compared to estimates from several market commentators. For instance, DK64Trades predicted earlier this year that XRP could surpass $10 within the current cycle. Last year, CryptoBull suggested XRP might reach $20 if it mirrors the same patterns observed during the 2017 bull run. Additionally, EGRAG, a prominent market analyst, believes XRP is positioned to reach $27 in the medium term. Cryptominder has also projected a $50 valuation by 2030, which aligns with the midpoint of the forecasted timeline in the model.

While a steady 3% monthly increase is mathematically sound, historical data shows that XRP’s price behavior does not typically follow consistent upward trends. Its most successful years, 2017 and 2023, each had only eight positive months, with gains rarely extending consecutively beyond four months. In 2025, the performance has been evenly split between gains and losses over the first six months, reflecting the broader crypto market’s tendency toward irregular and volatile price movements. This makes long-term, linear projections difficult to rely on.

Price movements are influenced by multiple unpredictable factors, including regulatory developments, institutional adoption, and overall investor sentiment. While it is theoretically possible for XRP to reach $100 in just over a decade at a steady monthly growth rate, actual market performance rarely aligns with such models. Nevertheless, many XRP supporters remain optimistic that the token will eventually reach triple-digit valuations, though most expect such growth to occur in reaction to major catalysts rather than through consistent incremental gains.