XRP News Today: XRP's Value Surge Predicted as Dollar Loses 96% Purchasing Power

For decades, the U.S. dollar has been the cornerstone of global finance. However, a long-term trend indicates that the currency is losing value in real terms. Historical data shows that the U.S. dollar has lost approximately 96% of its purchasing power since 1971. Additionally, the U.S. national debt has surpassed $34 trillion, with annual interest payments exceeding $1 trillion. This situation is widely considered unsustainable without continued monetary expansion. As the Federal Reserve prints more dollars to meet obligations, each existing dollar loses value.

This inflationary dynamic naturally shifts capital into assets perceived as having stronger long-term value. Pumpius, a long-time crypto investor, shared his opinion on this trend, noting that the biggest monetary reset in history is coming, and explaining how this movement could send XRP to $10,000. Pumpius argued that this isn’t based on speculation but on potential volume and velocity within a redesigned financial system. The projection assumes XRP captures fractions of daily foreign exchange volume, tokenized asset flows, and debt markets. With velocity multipliers and XRP’s limited supply, the result is a very high valuation.

Institutions are beginning to reshape how assets are stored, moved, and settled. Major financial institutions are pursuing real-world asset (RWA) tokenization strategies, a sector projected to reach $16–30 trillion by 2030. These tokenized assets require interoperable infrastructure and rapid liquidity mechanisms. XRP is positioned to serve as a neutral bridge in this emerging financial system. As an asset designed for cross-border value transfer, XRP enables fast, low-cost, and compliant settlements. Pumpius noted that XRP is engineered for this purpose—designed to support institutional liquidity needs at scale.

Ripple has already deployed infrastructure that supports institutional finance. Pumpius stated that Ripple’s payment network connects more than 300 banks and financial institutions across six continents. On-Demand Liquidity (ODL), a service built on XRP, operates through multiple active corridors. Ripple has also launched RLUSD, a regulated stablecoin, native programmability on the XRP Ledger (XRPL), and offers institutional custody solutions.

The logic rests on XRP acting as a liquidity layer, moving across chains and asset classes. Its programmability, escrow functionality, and native decentralized exchange make it function in roles typically filled by multiple systems. As Pumpius concluded, pricing XRP based on hype misses the broader macroeconomic and infrastructure-driven argument. In his words, “$10,000 XRP isn’t crazy. What’s crazy is ignoring the setup.”