XRP News Today: XRP's Surge Masks a High-Stakes Regulatory Gamble

XRP volume surged to $5.83 billion on Friday, marking a 44% increase, as reported by CoinMarketCap. The rise coincided with a broader crypto market upswing following weaker-than-expected U.S. jobs data, which heightened expectations for a Federal Reserve rate cut in September. However, the price gains were short-lived, with XRP closing at $2.80—a 0.85% drop over the last 24 hours—after briefly reaching $2.88 earlier in the session [1].

Institutional interest in XRP has also intensified, particularly in derivatives markets. CME Group reported that XRP futures contracts reached an all-time high in open interest, surpassing $1 billion within just over three months. Ripple CEO Brad Garlinghouse highlighted this milestone on social media, emphasizing the rapid institutional adoption of the asset [1]. The growth in open interest has been supported by the broader crypto market’s recovery, with CME recording record $36 billion in open interest for crypto futures and options during August [1].

The XRP Ledger also made a key technological advancement as the “Credentials” amendment (XLS-70) was activated on the mainnet. This update enhances the XRP Ledger’s decentralized identity (DID) framework by enabling the creation, management, and verification of user credentials directly on the blockchain. The amendment introduces new transaction types and a “Credential” ledger object, expanding the XRP Ledger’s utility in identity management and secure digital interactions [1].

Looking ahead, expectations for XRP’s performance remain tied to the potential approval of spot ETFs. As of late August, the U.S. Securities and Exchange Commission (SEC) had delayed its decision on eight XRP ETF applications until October 18. Analysts and prediction markets estimate an 87% likelihood of approval by then. Historical trends from the Bitcoin ETF rollout suggest that such an event could trigger a significant influx of institutional capital into XRP, potentially pushing the price toward $5. However, market efficiency may already be partially discounting this possibility, reducing the potential for a surprise-driven rally [5].

Technical analysis highlights key price levels for XRP. The token is currently trading between support at $1.9022 and resistance at $3.5887. A break above $3.5887 could lead to a new all-time high, while a drop below $1.9022 may trigger a deeper decline toward $1.61 or even $0.75. Optimistic forecasts project an average price of $3.07 by 2025 and between $5 and $7 by 2030, contingent on regulatory clarity and macroeconomic conditions [4].

On the fundamental side, Ripple’s recent settlement with the SEC—reducing the fine from $125 million to $50 million—marks a significant milestone. The resolution removes a major legal roadblock for XRP and has already contributed to a price rebound in the days following the announcement. Ripple also reported that its On-Demand Liquidity (ODL) service processed $1.3 trillion in cross-border payments in the second quarter of 2025, further solidifying XRP’s role in global financial infrastructure [4].

Despite these developments, XRP remains a high-risk, high-reward asset. Volatility persists, with the token experiencing sharp swings even as it gains institutional traction. The broader crypto market remains sensitive to macroeconomic factors, including potential U.S. tariffs and global economic slowdowns, which could dampen investor sentiment [5].

Source:

[1] $5940000000 XRP Activity Surge Shocks Market as Price ... (https://u.today/5940000000-xrp-activity-surge-shocks-market-as-price-flips-direction?amp)

[2] Highest Volume (https://cryptoslate.com/highest-volume/)

[3] Better Crypto Buy: Ethereum vs. XRP (https://www.fool.com/investing/2025/09/04/better-crypto-buy-ethereum-vs-xrp/)

[4] XRP Price Prediction in 2025, 2026 - 2030 and Beyond (https://nftplazas.com/xrp-price-prediction/)

[5] Prediction: XRP Could See Its Price Rising Again by Oct. 18 (https://www.fool.com/investing/2025/09/05/prediction-xrp-could-see-its-price-rising-again-by/)