XRP News Today: XRP Set for 200% Surge as Mastercard Credit Card Nears Launch

XRP has become the focus of renewed market speculation, with analyst Crypto Joe forecasting a potential 200% surge to $9.63 based on historical cycle patterns and current on-chain activity. According to his analysis, XRP's market structure closely mirrors past bull cycles, characterized by consolidation followed by explosive breakouts. The price action suggests that a sustained rally could be on the horizon, especially if the token successfully breaks out of key liquidity zones [1]. At the time of writing, XRP was trading at $2.94, having experienced a 3% decline over the past 24 hours after reaching an all-time high of $3.65 [2].

Adding to the growing momentum is a strategic collaboration among Mastercard, XRP, and WebBank, set to launch the first XRP-powered credit card on August 25, 2025. The partnership brings together three key players: Mastercard for its global payments infrastructure, XRP for its fast and low-cost cross-border settlement capabilities, and WebBank, an FDIC-insured U.S. bank, for regulatory compliance and institutional credibility. This collaboration is seen as a pivotal step toward mainstream adoption of digital assets in traditional finance [1].

The development has already begun to generate significant buzz in the crypto space. A high-profile billboard in New York City, posted by Gemini and featuring the XRP-branded Mastercard with the date 8.25.25, further fueled speculation. The card mock-up, which includes the label “Issued by WebBank,” reinforces the expectation that the product will launch with a regulated financial institution, a move considered essential for regulatory alignment and consumer trust [1].

While the full terms of the product—including whether transactions will run directly on XRP's blockchain and how asset conversion will operate—remain to be officially disclosed, industry analysts view the project as a milestone for XRP's utility in real-world financial systems. The move is expected to shift perceptions of XRP from speculative investment to a functional asset within everyday commerce, potentially increasing demand and adoption [1].

Ripple’s recent collaboration with Gemini on a pre-IPO credit line, supported by XRP liquidity, further underscores the token’s growing institutional relevance. This development, combined with the Mastercard initiative, signals a broader trend of integrating XRP into legacy financial frameworks. However, while analysts and market observers remain optimistic, it is important to note that forecasts like the $9.63 price target are speculative and based on historical patterns, not guaranteed outcomes [3].

Sources:

[1] XRP Targets $9.63 With 200% Surge as Mastercard Deal … https://coinpaper.com/10702/xrp-targets-9-63-a-potential-200-surge-as-mastercard-partnership-fuels-momentum-about-first-xrp-powered-credit-card

[2] XRP News Today: XRP Eyes $9.63 Target as Mastercard … https://www.ainvest.com/news/xrp-news-today-xrp-eyes-9-63-target-mastercard-partnership-drives-200-surge-outlook-2508/

[3] News - Ripple | CryptoRank.io https://cryptorank.io/news/tag/ripple