XRP News Today: XRP's Retirement Dream: From $10 Hopes to $1,000 Moonshots

XRP holders have increasingly vocalized the price levels they believe would allow the token to serve as a retirement vehicle, with responses ranging from modest expectations to highly speculative targets. In a recent engagement on social media, prominent figures within the XRP community, including King Karan, the Chief Marketing Officer at Monerex, posed the question: at what price point would XRP enable its holders to retire? The community’s responses reflected diverse perspectives, with some focusing on realistic financial planning, while others leaned into ambitious or even fantastical predictions.

Brian Hassine, for instance, stated that a price of $10 would allow him to retire, given that XRP currently trades at around $2.85. This implies a threefold increase, which, assuming a $1 million retirement target, would require holding approximately 100,000 XRP. Others, like Mullen Station, proposed higher thresholds, such as $100, under which a combination of holdings and passive income could sustain a comfortable lifestyle. Similarly, XRPrizot expressed that £200 (approximately $250) would secure a worry-free future, while he acknowledged that even £50 could provide significant time off.

These figures align with broader community discussions around XRP as a financial planning tool. Some participants noted that a price of $100 would make a portfolio of 10,000 XRP sufficient for a $1 million retirement plan, while more conservative estimates suggest that a $50 XRP price could work with a larger holding of 60,000 tokens. The Moonshot Numbers—targets like $500 to $1,000—reflect more speculative or symbolic aspirations. For example, several commenters cited $589 and $1,000 as thresholds that could transform modest holdings into generational wealth. These figures echo forecasts from analysts like Changelly, which projects XRP could reach $2,400 by 2040, and industry figures such as Jake Claver, who has suggested a $10,000 target.

Not all responses centered on financial independence. Some XRP holders emphasized the token’s role beyond retirement, describing it as a tool for pursuing meaningful work or accumulating value over the long term. Amelia Rosee, for example, dismissed the retirement angle entirely, stating her goal is to accumulate more XRP. Similarly, user Gaius framed XRP as a means of pursuing purpose rather than a retirement plan, emphasizing that he would never retire or abandon his sense of mission.

Despite the wide range of opinions, the discussion highlights the community’s belief in XRP’s potential. With the token currently trading near $2.85, most of the proposed price points remain aspirational. However, the recurring focus on XRP as a retirement tool underscores the community’s conviction that the token could one day deliver life-changing returns. Analysts and market observers continue to debate the feasibility of such targets, with some suggesting that a 2% allocation of global retirement accounts—estimated at $60 trillion—could push XRP’s price to nearly $25.

While these projections are speculative and subject to market volatility, the conversation reflects a broader optimism within the XRP community. As the token continues to attract attention in the context of regulatory developments and institutional interest, the debate around its long-term value remains a key feature of its narrative.

Source:

[1] title1 (https://thecryptobasic.com/2025/09/03/heres-how-high-xrp-should-reach-to-unlock-early-retirement-according-to-community/)

[2] title2 (https://thecryptobasic.com/2025/08/31/heres-xrp-price-if-it-attracts-2-allocation-from-retirement-accounts-globally/)

[3] title3 (https://coinpedia.org/news/xrp-price-prediction-is-triple-digit-target-incoming/)

[4] title4 (https://www.flitpay.com/blog/ripple-xrp-price-prediction)

[5] title5 (https://www.mitrade.com/insights/news/live-news/article-3-1093160-20250904)

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