XRP News Today: XRP's U.S. Reserve Asset Probability Rises 4% to 18%

Speculation is growing around the potential adoption of XRP as a reserve asset by the U.S. by the end of 2025. According to data from the prediction market Polymarket, there is an 18% chance of this happening. This probability has seen a 4% increase from earlier trading levels, indicating a rise in speculative interest regarding XRP’s potential role within governmental frameworks.

Polymarket’s charted probabilities have shown significant fluctuations throughout the year. The likelihood peaked above 35% in early March before experiencing a notable decline. Since April, the probability has stabilized between 15% and 20%, suggesting a more consistent sentiment despite ongoing market debates.

This speculation aligns with broader developments in crypto-related policy in the U.S., including discussions around stablecoin legislation, central bank digital currencies (CBDCs), and the legal status of digital assets like XRP. The market has recorded notable engagement from participants monitoring these policy and institutional developments in the crypto sector.

Wealth manager and digital asset commentator Connor McLaughlin recently addressed the potential implications of a U.S. XRP reserve. He explained that the impact would largely depend on the government’s intent, whether it serves as a general investment or supports a deeper liquidity-based partnership. McLaughlin noted that the latter could signal a more advanced level of integration with federal operations.

McLaughlin also highlighted that internal disagreement may have slowed any momentum. He added that there is uncertainty around whether such discussions were paused due to possible controversy or were ultimately shelved. However, he acknowledged that broader adoption trends could lead to renewed consideration.

Despite the rising market odds and isolated signals, there is no formal indication that the U.S. will adopt XRP as a reserve asset. Recent online reactions to statements triggered renewed speculation, though no official policies have been announced. The market remains watchful for any official developments that could confirm or deny these speculations.