XRP News Today: XRP Could Reach $18.53 With $100 Billion Daily Volume

The XRP fair valuation calculator suggests that the price of XRP could potentially reach double digits if the trading volume reaches an ambitious $100 billion. This projection is based on the utility and prominence of XRP in the cryptocurrency market, where it is seen as a digital asset likely to endure over the coming decades. Currently trading around $2, many experts have speculated that XRP could reach as high as $10,000 in the coming decades.

Matthew Brienen, COO of CryptoCharged, has expressed that XRP could be trading as high as $1,000 during the 2040s. This would represent a massive increase from XRP’s current price and imply a market cap of approximately $60 trillion, assuming the circulating supply remains around 60 million tokens. Analysts at the crypto exchange Changelly agree with Brienen’s perspective, projecting prices as high as $1,456 for XRP by November 2040. However, they also noted that if this four-digit valuation does not materialize, XRP could still average in the triple-digit range, with their lowest projected price for XRP by 2040 being $181.72. Telegaon analysts also share a bullish outlook, forecasting a minimum price of $119 and a maximum value of $160.34 for XRP in the next 15 years.

For investors holding 10,000 XRP, even the most conservative estimates suggest that the portfolio could rise to over $1.2 million. In the most ambitious scenarios, the investment could grow to more than $14 million. Looking further ahead, XRP’s long-term outlook becomes even more optimistic. According to Changelly, the minimum projected price for XRP by 2050 is $1,389.58. For holders of 10,000 XRP, this would equate to a portfolio worth nearly $14 million in a conservative scenario. Changelly’s analysis suggests that XRP could reach a maximum of $2,355 by 2050, an astonishing increase from today’s price. On the other hand, Telegaon’s analysts offer more modest projections, forecasting a maximum price of $285.56 for XRP by 2050. While this is significantly lower than Changelly’s estimate, it would still result in considerable gains. At that price, a 10,000 XRP portfolio would be worth approximately $3 million.

While there’s no guarantee that XRP will hit any of these projected prices, the overall consensus is optimistic that it will be significantly higher than its current value over the next few decades. Several factors could contribute to XRP’s growth, including its utility in cross-border payments, increasing interest from financial institutions, and the maturation of the broader crypto market. Numerous financial institutions have included XRP in their treasury reserves, with collective holdings estimated at over $1 billion.

One such model comes from Susan Athey and Stanford researcher Robert Mitchnick. Specifically, their research presents a method for valuing crypto assets based on how much utility they provide. A calculator built from this model helps estimate a fair value for XRP using real-world data and expectations. We used that calculator to see what XRP could be worth if it handled $100 billion in daily transaction volume, and the result may surprise you. We started with a projected daily transaction volume of $100 billion, entered into the calculator as $0.1 trillion. Notably, the highest daily volume XRP has recorded in recent history is $51.7 billion, observed on Dec. 2, 2024. As more banks and financial institutions start using XRP to move money, a $100 billion daily volume could become possible.

Next, we added the average time between transactions for one XRP token. We used 10 days to show how often a token might change hands in a fast-moving financial system. If banks or payment processors use XRP to settle multiple transactions daily, the time between uses could drop even further. Moving forward, we then entered $115 billion for the store of value estimate. Also, we chose a two-year timeframe to represent when this level of usage and adoption might realistically happen. Some pundits believe XRP adoption could take off within that window. Meanwhile, for the supply figure, we used 59 billion XRP. However, to adjust the future value back to today’s terms, we applied a modest 1% interest rate, pointing to expected returns over the next two years.

Interestingly, once we entered all these numbers, the calculator gave a price estimate of $18.53 per XRP. That’s nearly ten times its current price, showing how much room XRP could have to grow if it reaches this level of use. It is important to note that this model doesn’t promise where XRP price will go, but it presents a way to think about its value based on real-world utility. Notably, Telegaon analysts also expect XRP to reach the $18 level, but by 2028, three years from now.