XRP News Today: XRP Price Surges 3% on SEC Ruling Speculation and ETF Hopes

XRP has regained attention in the cryptocurrency market, primarily due to growing speculation around the potential approval of a spot ETF in the U.S. Following the success of Bitcoin and Ethereum ETFs, many analysts believe XRP could experience a significant price surge if regulatory approval materializes. The token’s price movement has been closely linked to Ripple’s legal battle with the U.S. Securities and Exchange Commission (SEC), with a favorable ruling expected to provide much-needed clarity and institutional interest [1].

In July 2025, a Binance analyst suggested that a resolution in Ripple’s favor could lead to XRP ETF approval in the near term, potentially pushing the token’s price toward $10–$20 over the next 12 months [1]. Similarly, Japanese financial firm SBI Holdings filed for a dual Bitcoin-XRP ETF in early August, indicating growing institutional confidence in the token [2]. This comes as XRP traded near $2.98 in mid-August, experiencing a brief 3% surge following news of the SEC’s pending decision [2].

Technical analysts have also highlighted potential price movements based on key resistance levels. A Bitrue analyst noted that a successful breakout above $3.14 and $3.34 could see XRP reach $3.50–$4.45 [3]. However, more conservative forecasts, such as one from Bitget, predict a 5% annual increase, with a possible $0.125854 price for an unspecified XRP 2.0 token by 2026 [5].

Ripple has continued to strengthen its market position through strategic acquisitions, including the $200 million purchase of Rail, a Toronto-based stablecoin payments platform. The acquisition aims to enhance Ripple’s on- and off-ramp capabilities for stablecoins like RLUSD and XRP, potentially accelerating institutional adoption [6]. Rail’s existing compliance infrastructure and banking partnerships are expected to support Ripple’s expansion into cross-border payments and treasury management.

Nevertheless, the legal landscape remains a critical variable. As of late July, Ripple had yet to pay the $125 million fine imposed in 2023, as the penalty remained in escrow pending the outcome of ongoing appeals [4]. Analysts suggest that a dismissal of these appeals by August 15 could signal the end of the case, potentially paving the way for regulatory clarity and broader adoption of XRP [7].

Market reactions to these developments have been mixed, with some investors expressing optimism about XRP’s potential while others remain cautious due to its historical volatility. Technical indicators, such as a retest of trendline support and the formation of an ascending triangle, suggest the possibility of a price breakout [8]. Institutional adoption and regulatory approval are viewed as key catalysts for a sustained upward move.

As XRP continues to navigate legal and market uncertainties, its ability to capitalize on ETF approvals, strategic acquisitions, and improved infrastructure will be crucial in determining its long-term success.

Source:

[1] Binance. (2025). XRP Price Drops as Analyst Claims SEC Case Resolution. https://www.binance.com/en/square/post/27978583786042

[2] The Economic Times. (2025). Plasma and Aave Launch Institutional Blockchain Fund. https://m.economictimes.com/crypto-news-today-live-07-aug-2025/liveblog/123149180.cms

[3] Bitrue. (2025). XRP Price August 2025 Prediction, $3.50 After Breakout?. https://www.bitrue.com/blog/xrp-price-august-2025-prediction

[4] Facebook (Manuel Guevarra). (n.d.). Manuel - Ripple Hasn't Paid Fine Yet. https://m.facebook.com/manuel.guevarra.369210/photos/ripple-hasnt-paid-fine-yet-the-125m-penalty-remains-in-escrow-and-wont-be-releas/738426722403872/

[5] Bitget. (2025). XRP 2.0 (XRP 2.0) price Prediction. https://www.bitget.com/price/xrp-2.0/price-prediction

[7] Facebook (Manuel Guevarra). (n.d.). Manuel - SBI proposes Japan's first XRP and crypto-gold .... https://m.facebook.com/manuel.guevarra.369210/photos/sbi-proposes-japans-first-xrp-and-crypto-gold-hybrid-etfs-to-boost-institutional/738456135734264/

[8] CoinMarketCap. (2025). XRP price data. https://www.coinmarketcap.com/currencies/xrp/