XRP News Today: XRP Poised to Ride $84 Trillion Wealth Shift and BRICS Momentum

XRP is gaining significant traction in the cryptocurrency market, driven by a combination of macroeconomic shifts, institutional adoption, and strategic corporate investments. The digital asset is increasingly viewed as a key player in the global payments and remittance landscape, with both macro-level trends and micro-level developments reinforcing its growing relevance. Analysts and institutional investors are now paying closer attention to XRP, with price predictions and strategic corporate moves signaling a potential surge in the token's value.

One of the most notable developments is the ongoing $84 trillion intergenerational wealth transfer, which is expected to play a pivotal role in shaping the investment landscape over the next two decades. As younger generations, particularly Millennials and Gen Z, inherit significant wealth, their investment preferences are expected to shift toward digital assets, including XRP. This demographic trend is supported by studies showing that younger investors are more open to cryptocurrencies than older generations, who have traditionally favored traditional financial instruments like stocks and bonds. As a result, XRP could benefit from a growing influx of capital from investors seeking exposure to blockchain-based assets.

XRP's role in cross-border payments also positions it as a strong contender in the financial sector. The XRP Ledger (XRPL) is widely recognized for its ability to process low-cost, instant transactions, making it attractive to banks, payment providers, and central banks exploring digital currency solutions. This utility has already led to adoption by several major financial institutions, and the recent recognition of XRPL in an official BRICS report further highlights its global relevance. The BRICS alliance, comprising Brazil, Russia, India, China, and South Africa, is actively exploring the development of a digital currency to reduce reliance on the U.S. dollar. The inclusion of XRP Ledger in this context underscores its potential to support large-scale, cross-border payment systems, aligning with the goals of the BRICS nations to modernize international financial infrastructure.

In addition to macro-level trends, recent corporate actions have further boosted XRP's profile. Japanese gaming giant Gumi, a Tokyo-listed firm backed by SBI Holdings, has committed to purchasing up to ¥2.5 billion (approximately $17 million) worth of XRP between September 2025 and February 2026. This strategic move is not merely a speculative investment but a calculated step toward integrating XRP into Gumi’s corporate treasury and expanding its web3 and blockchain initiatives. Gumi’s acquisition is part of a broader trend in Japan, where companies are increasingly adopting digital assets for real-world use cases such as remittances and liquidity management. The firm’s decision to prioritize XRP over other altcoins highlights the token’s utility in cross-border payments and its alignment with Japan’s evolving regulatory environment.

The XRP price is also drawing attention from analysts and market commentators who are projecting significant price increases in the coming years. Some experts, such as Paul Barron, have outlined scenarios in which XRP could reach price targets of $50 to $100, driven by factors including the approval of spot crypto ETFs, favorable regulatory developments, and the expansion of Ripple’s banking partnerships. Barron noted that if XRP achieves a price of $75 and subsequently experiences a 50% correction, it would still represent a 10x gain compared to its current price of around $3. These forecasts, while optimistic, are based on current market conditions and the growing institutional interest in XRP.

However, the volatility of the cryptocurrency market means that these projections come with risks. Digital asset strategist Zach Rector, who holds over 90% of his portfolio in XRP, has warned that the token is likely to experience sharp price swings. “If your stomach is turning after XRP drops from $3.66 to $2.72, buckle up,” Rector said, emphasizing the need for investors to prepare for significant market fluctuations. Despite these risks, many XRP holders remain committed to long-term strategies, with some even reinvesting retirement savings into the token.

The XRP price prediction for the next five to ten years continues to evolve based on ongoing developments. In 2025, the token has already seen a price range between $1.79 and $9, driven by factors such as the dismissal of its long-standing SEC lawsuit and the launch of the Ethereum Virtual Machine (EVM) on the XRP Ledger. Experts project that XRP could reach $11 by 2026, $20 by 2030, and potentially $100 or more if key catalysts align. These forecasts are supported by the growing adoption of XRP in real-world applications, including supply chain finance and remittance platforms.

In China, despite the domestic ban on cryptocurrency activities, XRP continues to gain traction in international trade and financial infrastructure. A major Chinese fintech company, Linklogis, has announced plans to move its trillion-dollar supply chain finance platform to the XRP Ledger. This move will allow Linklogis to tokenize invoices and receivables on the blockchain, enabling faster and more secure settlements. The integration of XRPL into one of China’s largest fintech ecosystems could further solidify XRP’s role in global trade and finance.

As XRP continues to expand its footprint in both institutional and retail markets, its potential to disrupt traditional financial systems is becoming increasingly evident. With growing support from global financial institutions, regulatory clarity, and a strong foundation in cross-border payments, XRP is well-positioned to play a key role in the future of digital finance. Whether it reaches $10 or $100 remains to be seen, but the convergence of macroeconomic shifts, institutional adoption, and strategic corporate investments suggests that XRP is entering a new phase of growth.

Source:

[1] $84T Wealth Shift Puts XRP in the Hot Seat — BRICS Cites XRP Ledger (https://coinpaper.com/10852/84-t-wealth-shift-puts-xrp-in-the-hot-seat-brics-cites-xrp-ledger)

[2] XRP Price Prediction: Is Triple-Digit Target Incoming? (https://coinpedia.org/news/xrp-price-prediction-is-triple-digit-target-incoming/)

[3] XRP Price Prediction 2025 – 2030 & Top Alternatives to Buy (https://icobench.com/cryptocurrency/xrp-price-prediction/)

[4] Gumi Bets Big on XRP: Japan Is Shopping for Altcoins (https://www.financemagnates.com/cryptocurrency/gumi-bets-big-on-xrp-why-japan-is-suddenly-shopping-for-altcoins/)

[5] Ripple Scores Another Huge Win As Chinese Powerhouse Moves Trillion-Dollar Finance Platform To XRP Ledger (https://bitcoinist.com/ripple-chinese-xrp-ledger/)