XRP News Today: XRP Nears Bull Market "Endgame" as Caution Mounts

XRP, Ripple’s native cryptocurrency, has recently seen significant developments that have sparked a mix of optimism and caution among analysts and investors. As of press time, XRP’s market capitalization has surged to approximately $180 billion, placing it within the ranks of the top 100 global financial assets by market cap. This milestone comes after the token surged past the $3 mark and outperformed the market capitalizations of major corporations such as Allianz SE, Accenture, and Boston Scientific. The broader cryptocurrency market has also seen growth, with Bitcoin and Ethereum securing positions within the top 10 and 30 financial assets, respectively [1].

The rise of XRP has been fueled by a combination of price appreciation and strategic developments within the Ripple ecosystem. The token has experienced a dramatic increase from below $0.6 in late 2024 to a peak of $3.65 in mid-2025, despite a recent pullback. In parallel, Ripple has made strategic acquisitions, including the $1.25 billion purchase of Hidden Road, and introduced an institutionally focused stablecoin, RLUSD, further diversifying its financial offerings [1].

One of the most pivotal developments in XRP’s trajectory is the resolution of the long-standing legal dispute with the U.S. Securities and Exchange Commission (SEC). The Second Circuit Court has approved a joint stipulation of dismissal, effectively resolving the case. This outcome has had immediate implications in the market, with seven ETF issuers—including Canary, CoinShares, and Franklin Templeton—submitting updated XRP ETF applications. Analysts, including Bloomberg’s James Seyffart, have noted this as a positive sign, with approval odds for XRP ETFs estimated at nearly 95% by late October [3].

Despite these advancements, analysts have expressed caution regarding XRP’s current market dynamics. Steph Is Crypto, a well-known analyst in the crypto space, issued a warning suggesting that XRP may be nearing the late stage of its current bull cycle. By applying Bitcoin’s halving cycle framework to XRP’s chart, Steph highlighted historical patterns that suggest an impending correction. He noted that XRP’s current phase mirrors previous bull markets of 2017 and 2020, indicating a potential “final surge” before a downturn [5].

Further supporting this cautionary stance, over 90% of XRP holders are currently in profit, a metric that historically precedes significant market corrections. Analysts have pointed to similar conditions in 2018 and 2021, both of which were followed by substantial declines. While Steph Is Crypto did not predict an immediate collapse, he emphasized the need for investors to remain vigilant and prepared for potential volatility [5].

Technical indicators also reinforce the cautious outlook. The Relative Strength Index (RSI) on XRP’s monthly chart has historically aligned with sharp corrections or bear markets, particularly when it intersects a key downward trend line. XRP touched this trend line in January 2025, coinciding with a 50% correction. The RSI is now approaching the same line again, suggesting a potential retest that could lead to another wave of volatility [5].

In the corporate finance space, the trend of cryptocurrency treasuries has extended to XRP, with several companies—such as VivoPower and Nature’s Miracle Holding—announcing XRP treasury programs. These initiatives reflect growing institutional interest in XRP as a reserve asset, although the performance of stocks in these companies is subject to operational and financial risks beyond the price of XRP itself [2].

While the market remains optimistic about the potential approval of XRP ETFs and the broader adoption of the token, analysts urge investors to proceed with caution. The convergence of historical patterns, technical indicators, and current holder profitability levels suggests a critical juncture for XRP. Investors are advised to monitor these factors closely as they navigate the evolving landscape.

Source:

[1] Ripple's XRP Is Now a Top 100 Global Asset (https://cryptopotato.com/ripples-xrp-is-now-a-top-100-global-asset-heres-what-it-means/)

[2] First Bitcoin, Then Ethereum: Will Ripple's XRP Be the Next ... (https://www.fool.com/investing/2025/08/23/first-bitcoin-then-ethereum-will-ripples-xrp-be-th/)

[3] 'Cluster' of amended XRP ETF filings roll in as Ripple seals ... (https://www.dlnews.com/articles/markets/cluster-amended-xrp-etf-filings-roll-in-ripple-sec-dismissal/)

[4] Analyst Warns XRP Holders: Prepare for the Most ... (https://intellectia.ai/news/crypto/analyst-to-xrp-holders-get-ready-for-biggest-pump-of-your-lifetime-heres-why)

[5] Analyst to XRP Holders: This Is Bad, Watch Out (https://timestabloid.com/analyst-to-xrp-holders-this-is-bad-watch-out/)