XRP News Today: XRP nears $2.89 as traders eye $10 hurdle, RTX gains momentum as "XRP 2.0" alternative

XRP has recently drawn investor attention as its price climbed toward $2.89, with traders speculating on a potential rally to $10. This would mark a significant milestone for the asset, given its current market cap of $172.26 billion. The anticipated upward movement is being supported by broader optimism around Ripple’s regulatory progress, though analysts caution that breaking above $10 remains a technical and psychological barrier that could test the coin’s strength in the near term [1].

In contrast, RTX, a presale token priced at $0.0969, has emerged as a focal point for traders and investors who see it as a potential successor to XRP's momentum. Often referred to as "XRP 2.0" in some market discussions, RTX has attracted growing interest due to its focus on real-world use cases, particularly in cross-border payments, crypto-to-fiat conversion, and seamless integration with both centralized and decentralized platforms [1]. The project has already raised over $20.6 million in its presale and secured its first CEX listing on BitMart, signaling increased institutional and retail exposure [1].

Unlike XRP, which has historically been tied to Ripple’s legal and market positioning, RTX is being developed as a decentralized PayFi solution aimed at addressing inefficiencies in the $19 trillion global payments market. The token’s roadmap includes a mobile-first wallet set for release in Q3 2025, which will enable users to send cryptocurrency to bank accounts in more than 30 countries with instant foreign exchange conversion. This utility-driven approach is resonating with investors looking for alternatives to speculative assets and hype-driven tokens [1].

The shift in market attention from XRP to RTX reflects a broader trend in the crypto space where newer projects are gaining traction by addressing specific real-world problems. While XRP remains a dominant force in the payment sector, traders are increasingly viewing RTX as a more modern and versatile solution, particularly for freelancers, remitters, and small businesses that require efficient and cost-effective payment mechanisms [1]. Analysts suggest that if XRP struggles to break above $10, RTX could position itself as a strong contender in the payment-focused crypto segment [1].

Despite XRP’s rally capturing headlines, the rise of RTX highlights the dynamic nature of the crypto market, where innovation and utility are becoming key differentiators. As both projects continue to develop, the next few weeks will likely reveal whether XRP can solidify its position or if RTX will continue to gain momentum and redefine the landscape of payment-based digital assets [1].

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[1] XRP rally targets $10, but traders claim RTX has the real 'XRP 2.0' momentum

https://invezz.com/news/2025/08/22/xrp-rally-targets-10-but-traders-claim-rtx-has-the-real-xrp-2-0-momentum/