XRP News Today: XRP Math Points to $30 Based on 2018 Ratio But Market Holds at $3.06

A recent analysis by crypto commentator Amonyx has reignited debates over XRP’s valuation, arguing that the asset should trade at over $30 today based on a 2018 Bitcoin ratio. The calculation derives from a historical benchmark where XRP briefly peaked at 0.00026 BTC in 2018. With Bitcoin currently trading at approximately $117,800, multiplying this ratio suggests a theoretical XRP value of $30.83. However, as of July 25, 2025, XRP trades at $3.06, far below this projected level [1].

The 2018 XRP/BTC ratio reflects a speculative surge during a period of crypto market euphoria. At that time, XRP’s Bitcoin-denominated price briefly hit 0.0002247 BTC, aligning closely with the 0.00026 BTC figure cited by Amonyx. XRP ranked as the third-largest cryptocurrency by market capitalization, driven by optimism around Ripple’s payment solutions. Today, however, market dynamics have shifted. Bitcoin has solidified its status as a global store of value and institutional asset, while XRP remains a payment-focused token with slower adoption among institutional investors [1].

Amonyx’s calculation, though mathematically straightforward, overlooks key differences between the 2018 and 2025 markets. The 2018 ratio was largely speculative, fueled by hopes of rapid adoption rather than intrinsic utility. In contrast, the 2025 market is shaped by heightened regulatory scrutiny and demand for verifiable use cases. Ripple’s recent advancements, such as the RLUSD stablecoin and enterprise partnerships, have expanded XRP’s ecosystem but have not yet triggered a proportional price surge. Analysts now prioritize standalone valuations for XRP, assessing its utility, network growth, and compliance progress independently of historical Bitcoin ratios [1].

Current price performance highlights this divergence. XRP reached an all-time high of $3.66 in 2025, surpassing its 2018 peak of around $3.40, but has since retreated to $3.06. Bitcoin’s dominance remains robust, with altcoins like XRP underperforming on a Bitcoin-relative basis. CoinMarketCap data underscores XRP’s growth, though it lags behind Bitcoin’s meteoric rise. Regulatory clarity and adoption milestones have supported XRP’s recent gains, but institutional adoption has been slower compared to Bitcoin [1].

Analyst forecasts for XRP’s future vary. CoinPedia predicts a potential surge to $5.81 if mainstream institutions adopt XRP for liquidity provisioning [2]. Mitrade analysts suggest a trading range of $3.00 to $3.62 for 2025, with an average annualized price of $3.27 [3]. More speculative projections, such as NBA legend Scottie Pippen’s $10 forecast for 2026, lack concrete market fundamentals [4]. While some AI-driven models, like DeepSeek, have posited a $30 target for XRP, these remain outliers in a market prioritizing utility over historical ratios [5].

The disparity between Amonyx’s $30 calculation and XRP’s actual price underscores evolving investor priorities. Bitcoin’s ascent has been fueled by deep liquidity and macroeconomic demand, whereas XRP’s growth depends on overcoming regulatory hurdles and proving its utility in payment networks. The 2018 ratio, once a product of speculative hype, no longer aligns with the current landscape. Investors increasingly favor models that evaluate XRP’s ecosystem, transaction volume, and compliance progress independently [1].

In summary, while the mathematical case for XRP at $30 appears compelling, market realities tell a different story. XRP’s price in 2025 reflects a balance between regulatory advancements and cautious institutional adoption. As the crypto market matures, the focus on standalone valuations over historical ratios is likely to persist, with XRP’s future price tied to its ability to demonstrate sustainable utility rather than past correlations with Bitcoin.

Sources:

[1] [XRP Should Be Worth $30 Today Based on This Bitcoin Comparison] (https://timestabloid.com/xrp-should-be-worth-30-today-based-on-this-bitcoin-comparison/)

[2] [XRP Price Prediction: Where Ripple Could Be by 2025] (https://finance.yahoo.com/news/xrp-price-prediction-where-ripple-141446425.html)

[3] [XRP (XRP) Price Prediction 2025, 2026-2030] (https://coincodex.com/crypto/ripple/price-prediction/)

[4] [Manuel - NBA legend Scottie Pippen predicts XRP at $10] (https://www.facebook.com/photo.php?fbid=727866550126556&set=a.130****63246274&type=3)

[5] [We Asked Three AIs To Predict XRP's Price By End Of 2026] (https://blockchainreporter.net/we-asked-three-ais-to-predict-xrps-price-by-end-of-2026-one-forecast-will-surprise-you/)