XRP News Today: XRP Ledger Tokenized Assets Surge 2,260% as BNY Mellon ProShares Deepen Integration

Institutional investors are deepening their integration into the XRP Ledger (XRPL), a move highlighted by a crypto commentator as a covert shift in global financial infrastructure. According to Pumpius, a prominent analyst on social media, major financial institutions such as BNY Mellon and ProShares are embedding themselves into the XRP ecosystem, moving beyond passive observation to active participation. This development coincides with a significant surge in tokenized assets on the XRPL, which have risen by 2,260% since January 2025, reaching $118 million from an initial $5 million. The growth is attributed to real-world assets like real estate, treasuries, and commodities being tokenized on the platform [1].

Pumpius emphasized that BNY Mellon now custodies Ripple’s RLUSD reserves, a stablecoin tied to the XRP Ledger, while ProShares has launched Ultra XRP ETFs on NYSE Arca. These actions signal a transition where traditional finance is no longer an outsider but a key architect of the XRPL’s infrastructure. The commentator also noted that insider accumulation of XRP, particularly by large "whales," is occurring off-exchange and under public radar, further centralizing control away from retail investors [1].

The institutional adoption of XRP is not merely speculative. The XRP Ledger is increasingly being leveraged as a settlement infrastructure, with its tokenized assets facilitating cross-border transactions and asset custody. Pumpius argues that this quiet integration could redefine how value circulates globally, potentially sidelining average investors who once thrived in a more decentralized environment. The rise of RLUSD and tokenized assets, he contends, reflects an emerging financial order where institutions dictate the rules of engagement [1].

While the XRP price has seen recent volatility, including a breakout above key resistance levels, Pumpius attributes this to regulatory clarity and strategic accumulation by insiders. He also highlighted that financial giants are embedding themselves into the XRP framework, moving beyond superficial support to structural integration. This shift, however, raises concerns about the erosion of decentralization, as traditional institutions consolidate power over digital liquidity channels [1].

The broader implications of this institutional takeover remain unclear. While XRP’s utility in cross-border payments and tokenization positions it as a viable alternative to traditional systems, the lack of transparency in institutional holdings and transaction volumes leaves the extent of its influence ambiguous. Pumpius cautions that the market remains unaware of the full scope of this transformation, suggesting that the long-term control of digital liquidity rails may already be in the hands of major financial players [1].

The narrative around XRP has gained traction amid broader crypto market trends, with analysts on platforms like TikTok framing the token as a catalyst for innovation. However, the ongoing SEC litigation against Ripple Labs persists as a cloud over the ecosystem, complicating efforts to separate its utility from regulatory uncertainties [1].

Sources:

[1] [title: The XRP Institutional Takeover They Don’t Want You To See – Pundit Explains](https://coinmarketcap.com/community/articles/68835dcdd9d19935252ecda0/)

[2] [title: $4 is just the ignition. Don't sleep on XRP the breakout is just getting started](https://www.tiktok.com/@zach.rector.07/video/7530526874963938582)

[3] [title: Infrastructure](https://enterprise.news/uae/en/industry/industry-list/225/industries/921/infrastructure)