XRP News Today: XRP Ledger RWA Tokenization Surges 2260% to $118M as DeFi Ecosystem Expands 68.3% and Global Partnerships Drive Growth

The XRP Ledger (XRPL) has emerged as a pivotal player in the real-world asset (RWA) tokenization market, with tokenized assets surging 2,260% over the past six months. As of July 2025, the value of RWAs on the ledger has exceeded $118 million, a dramatic increase from under $5 million in January 2025. This exponential growth underscores a growing institutional and enterprise adoption of blockchain solutions for asset digitization, positioning XRPL as a key infrastructure for decentralized finance (DeFi).

The surge in tokenization is closely tied to the expansion of XRPL’s DeFi ecosystem. Total Value Locked (TVL) on the network has climbed to $92.57 million, reflecting a 68.3% increase from $55 million in the previous 30 days. Stablecoin adoption has also accelerated, with a $93.21 million market cap—a 23.18% rise this week alone. Decentralized exchange (DEX) activity further highlights the network’s momentum, as 24-hour trading volumes reached $186,232, while daily transactions averaged over 1.77 million. These metrics suggest a maturing ecosystem driven by demand for scalable and cost-effective blockchain solutions.

Ripple’s strategic global expansion has amplified XRPL’s adoption across critical regions. In the Middle East, regulatory approval from Dubai’s DFSA has enabled Ripple to offer crypto payments in the UAE, supported by partnerships with Zand Bank and Mamo Pay. A notable tokenization project with Ctrl Alt and the Dubai Land Department has already gone live, showcasing the ledger’s utility in real estate digitization. In Europe, collaborations with DZ Bank, BBVA Switzerland, and DekaBank through Metaco are advancing institutional custody and tokenization services. Meanwhile, partnerships in Asia with Straits and BDACS are bolstering crypto infrastructure, while Latin America’s Mercado Bitcoin has tokenized over $200 million in assets on XRPL, illustrating the network’s cross-border appeal.

Analysts highlight that XRPL’s growth is not merely speculative but rooted in tangible infrastructure development. The launch of an EVM sidechain has spurred developer activity, with over 1,300 smart contracts deployed and 120 tokens created. The integration of Ripple USD (RLUSD), a stablecoin gaining traction, has further enhanced liquidity and use cases on the network. These developments align with broader trends in tokenization, where traditional assets are being reimagined for digital platforms to improve liquidity and transparency.

The XRP price has mirrored this progress, rising 21% in the past week and 66% in the last month, trading near $3.50—close to its 2018 peak. While macroeconomic uncertainties persist, the surge in RWA tokenization and ecosystem upgrades are seen as structural drivers for the token’s long-term value. Institutional interest is evident in the XRP Ledger’s market capitalization surpassing $200 billion, with cross-chain integrations and regulatory clarity expected to sustain this momentum.

Ripple’s focus on low-cost, high-speed transactions differentiates it in the competitive RWA landscape. By attracting institutional-grade partners and executing strategic upgrades, XRPL is carving a niche as a robust alternative to Ethereum and other Layer 1 networks. As the market evolves, the ledger’s ability to digitize traditional financial instruments may prove critical in capturing a larger share of the tokenization sector, reinforcing Ripple’s strategic vision for bridging traditional finance and blockchain innovation.