XRP News Today: XRP Ledger Hits 70 Million Transactions in July 2025 as Institutional Adoption Grows

The XRP Ledger has quietly achieved a milestone, processing over 70 million transactions in July 2025, marking a significant increase in its usage as a foundational layer for digital finance [1]. Unlike previous surges driven by retail speculation or marketing efforts, this growth appears to be driven by institutional adoption and the development of real-world use cases. Over one million new accounts have been activated this year alone, a sign of expanding integration by financial institutions, tokenization services, and even central bank digital currency (CBDC) initiatives [1].

According to crypto analyst Pumpius, this surge in activity is not random or speculative but rather a result of growing institutional confidence in XRP Ledger’s capacity to support a wide range of financial operations [1]. The network demonstrated high throughput with low transaction costs and no signs of congestion, reinforcing its appeal as a scalable and efficient infrastructure option [1].

Pumpius further notes that the adoption is largely “silent,” meaning it is not driven by publicized marketing or hype but by behind-the-scenes integration by major financial technology firms and banks [1]. The XRP Ledger is increasingly being used as a framework for tokenized goods, real-world assets (RWAs), and even innovative applications such as digital bonds and genome-backed assets [1]. One such project, DNA Protocol, has drawn attention by linking biometric and genomic data to blockchain wallets built on XRP Ledger, showcasing the platform’s versatility [1].

The July activity is being viewed as a coordinated infrastructure test phase in preparation for broader financial system shifts. This aligns with the recent launch of RLUSD, a USD-backed stablecoin developed through Ripple’s partnership with the Republic of Palau, which is already active on the XRP Ledger [1]. The timing coincides with global concerns raised by the European Central Bank regarding the systemic impact of dollar-backed stablecoins, signaling a potential realignment in how financial institutions approach stablecoin infrastructure [1].

Experts suggest that the spike in transactions is not merely a reflection of increased usage but also a form of stress-testing the network ahead of large-scale deployment [1]. The growing institutional interest is being driven by global economic pressures, including rising debt levels, liquidity constraints, and shifting economic alliances, which have increased the need for a reliable and globally accessible blockchain infrastructure [1].

With over 70 million transactions processed in July and a growing list of use cases, the XRP Ledger is emerging as a critical but largely unnoticed component of the evolving financial landscape [1]. As financial systems worldwide prepare for structural changes, the XRP Ledger is proving its value as a scalable, secure, and efficient infrastructure for the future of digital finance [1].

Source: [1]70,000,000 Transactions in One Month: New Update Excites XRP Community (https://coinmarketcap.com/community/articles/68908a6bbcd39c77ce70bb6a/)