XRP News Today: XRP Ledger's New Credentials Amendment Redefines Compliance for Blockchain

The XRP Ledger is set to implement a major amendment, titled "Credentials," that will enhance its compliance and authorization capabilities. Scheduled to activate at 3:51:21 AM UTC on September 4, 2025, this update introduces new tools for managing KYC (Know Your Customer) and AML (Anti-Money Laundering) requirements directly on the ledger. The amendment has garnered strong community support, with 82.86% of the 35 votes in favor. The Credentials amendment aims to provide a more streamlined and secure method for institutions and users to handle compliance data, aligning the XRP Ledger with global regulatory standards.

One of the key features of the Credentials amendment is the introduction of three new transaction types: CredentialCreate, CredentialAccept, and CredentialDelete. These transactions enable users to create, accept, and remove credentials within the ledger. Additionally, the amendment modifies existing transaction types by adding a new field for credential data, which enhances the ledger’s functionality for compliance tracking. The update also introduces a new type of ledger entry, allowing for better management of compliance requirements across different sectors. These modifications are expected to provide a more transparent and immutable system for handling sensitive information, a critical factor for institutions in the financial services industry seeking to meet regulatory demands.

The Credentials amendment follows the recent activation of three other amendments on the XRP Ledger: fixAMMv1_3, fixEnforceNFTokenTrustlineV2, and fixPayChanCancelAfter. These updates, activated within the past week, aim to improve the network's functionality by enhancing token trustlines and payment channels. Collectively, these amendments signal a broader trend in the blockchain industry, where projects are increasingly integrating compliance and regulatory features to align with the demands of traditional financial systems. The XRP Ledger’s evolving capabilities could attract more enterprises looking for blockchain solutions that support compliance and meet global regulatory standards.

In parallel, the XRP token has experienced a significant price surge over the past year, rising by 400% and outperforming major cryptocurrencies like Bitcoin and Ethereum, which posted returns of 88% and 73%, respectively. As of September 2025, XRP is trading at $2.87, with a 1.61% increase in the last 24 hours. Traders are closely watching key resistance levels at $3.09 and $3.38, as a breach of these could lead to further gains, potentially reaching $4. The token’s strong performance reflects the growing adoption of the XRP Ledger and its expanding role in the digital asset space, particularly in cross-border payments and financial services.

The recent network upgrades, combined with XRP’s strong price action, indicate a positive trajectory for the cryptocurrency. As the XRP Ledger continues to evolve with a focus on compliance and regulatory integration, it is likely to attract more institutional interest and broader adoption across the financial ecosystem. The Credentials amendment represents a significant step forward in blockchain-based compliance, offering a secure and transparent system for managing user credentials. This development positions the XRP Ledger as a viable solution for enterprises seeking to navigate the increasingly complex regulatory landscape of the financial industry.

Source: [1] XRP Ledger to Launch New Credentials Amendment for Compliance Tracking (https://coincentral.com/xrp-ledger-to-launch-new-credentials-amendment-for-compliance-tracking/) [2] Major XRP Ledger Amendment to Officially Launch in Hours Details (https://u.today/major-xrp-ledger-amendment-to-officially-launch-in-hours-details)