XRP News Today: XRP's Institutional Push and ETF Hopes Fuel Q4 Breakout Potential

XRP, the third-largest cryptocurrency by market capitalization, has recently drawn attention amid speculation about its potential for a significant rally in the fourth quarter of 2025. Analysts and on-chain data are increasingly pointing to bullish indicators, with key support levels being tested and growing institutional interest. XRP has returned to the $2.70–$2.75 range, a zone identified as a strong support area by several analysts, including Charting Guy, who has noted this level aligns with the 0.618 Fibonacci retracement from its previous rally. The price action is also forming a five-wave move within a long-standing ascending channel, with Wave 4 recently completed, suggesting a potential Wave 5 rally if the support holds. Target levels for such a move are projected at $4.16, $4.63, and $5.39, though analysts caution that a bear trap could materialize in early September.

Institutional buying has been a notable feature of recent market dynamics, particularly in South Korea, where exchanges have absorbed around $45.5 million worth of XRP during the recent dip. This activity, attributed to large buyers, contrasts with retail traders reducing their exposure. The XRP Ledger has also seen a 20% increase in active wallet addresses in the three days leading up to September 12, the date of a planned Decentralized Media launch. Additionally, Chinese firm Linklogis integrated the XRP Ledger into its platform, reporting a 23% increase in its equity. Data from Messari showed that the XRP Ledger closed the second quarter with a record $131.6 million in real-world asset value, underscoring growing real-world utility for the token.

While price movements remain subject to short-term volatility, a broader trend is unfolding with the potential approval of a spot XRP exchange-traded fund (ETF) expected by late 2025. The possibility of such a regulatory milestone has already attracted significant speculative interest, with betting markets on Polymarket assigning an 87% probability of approval in October. Analysts project that an approved XRP ETF could attract $5–$8 billion in new institutional investments, similar to the inflows observed for Bitcoin and Ethereum ETFs in 2023 and 2024. This development could mark a turning point for XRP, offering it a pathway to broader institutional adoption.

Ripple’s strategic partnerships are also playing a key role in the narrative. The company has expanded its RippleNet ecosystem, now used by more than 300 financial institutions globally. Notably, partnerships with institutions such as Bank of America, Banco Santander, and American Express are leveraging XRP for on-demand liquidity in cross-border payments. In August, Linklogis, a supply-chain fintech company, launched a major partnership with the XRP Ledger to build tokenized trade finance solutions, demonstrating the asset’s utility in real-world financial applications.

Meanwhile, Ripple has taken a step toward consumer adoption with the launch of the XRP-Gemini Credit Card. This product allows cardholders to earn XRP rewards on everyday purchases, with rewards rates as high as 4% for specific categories. The card is part of Gemini’s broader effort to expand its crypto rewards offerings and is co-branded with Ripple. While the card does not introduce new functionality compared to the original Gemini credit card, it is a strategic move that could drive more users to accumulate XRP. Gemini’s press release highlighted that cardholders who held XRP rewards for at least one year saw a 453% increase in their holdings by July 27, indicating strong growth potential for early adopters.

Despite the optimism, XRP faces challenges. Short-term resistance remains near $2.94, and the token’s price has been influenced by Bitcoin’s broader trend. Weekly and monthly charts show indecision, and market participants are closely watching economic data, including the upcoming U.S. Non-Farm Payroll report, which could influence sentiment. Additionally, the XRP/BTC pair has shown tightening Bollinger Bands, signaling a potential for a significant price movement. Analysts have offered a range of price targets for XRP, from $4.13 to $9 by year-end, though most emphasize that these projections are contingent on broader market conditions, regulatory developments, and adoption trends.

As the fourth quarter approaches, XRP appears to be at a critical juncture. Institutional demand, real-world integrations, and regulatory clarity are all converging to create a favorable environment. Whether these factors will be enough to drive a sustained rally depends on how well XRP can maintain its momentum in the face of volatility and evolving market dynamics.

Source: [1] Will XRP Break $5 in Q4? Analysts Spot Bullish Setup (https://cryptopotato.com/will-xrp-break-5-in-q4-analysts-spot-bullish-setup/) [2] Gemini Is Rolling Out an XRP Edition of Its Credit Card (https://www.nasdaq.com/articles/gemini-rolling-out-xrp-edition-its-credit-card-could-give-much-needed-boost-ripple) [3] Earn 4% Back in XRP & Daily Crypto Rewards (https://www.ccn.com/education/crypto/xrp-gemini-credit-card-4-percent-crypto-rewards/) [4] Analyst Predicts "Massive" October Citing Historical Trends (https://www.financemagnates.com/trending/xrp-tests-resistance-analyst-predicts-massive-october-citing-historical-trends/) [5] Investors Bought the XRP Hype — Is It Now Time to Sell the News? (https://finance.yahoo.com/news/investors-bought-xrp-hype-now-070600680.html)