XRP News Today: XRP's Institutional Makeover: Will It Outrun Bitcoin's Shadow?

The U.S. Securities and Exchange Commission (SEC) is on the verge of a potential milestone in the cryptocurrency market, as it faces mounting pressure to approve spot XRP exchange-traded funds (ETFs). With 15 such applications filed, the likelihood of approval has surged to 87% on Polymarket, while some industry figures, including Nate Geraci of the ETF Institute, estimate the odds are even higher—closer to 100%—as the regulatory environment shifts post-Gary Gensler’s tenure and under a new political administration. This development marks a turning point for XRP, the third-largest non-stablecoin by market capitalization, which aims to follow in the footsteps of Bitcoin and Ethereum in securing a foothold in institutional portfolios.

The potential approval of an XRP ETF is expected to unlock a new wave of institutional capital. Analysts from ChatGPT, Grok, and Gemini have noted that the introduction of XRP ETFs would facilitate broader access for hedge funds, retirement accounts, and large-scale institutions, enabling them to gain exposure to XRP without directly holding the token. These AI models project a wide range of possible price outcomes. In the most conservative scenario, XRP could rise to between $4 and $5, hitting a new all-time high. In a bullish case, the asset could surge to $10, while a highly speculative scenario anticipates a move beyond $15 under favorable market conditions.

Technical indicators are also aligning with the optimism around XRP. A classic bull flag pattern has emerged on the daily price chart, with key resistance at $3. A breakout above this level could signal a path toward $5, representing a 77% increase from current levels. However, analysts caution that overcoming the 50-day simple moving average at $3.08 and the 200-day SMA at $2.48 will be critical in validating the bullish momentum. Institutional activity is also notable, with 340 million XRP tokens recently absorbed by large investors, despite recent volatility and a 4% pullback following a failed breakout above $2.88. This suggests that long-term buyers remain active, potentially positioning for a larger move.

Market observers are closely watching the SEC’s decision timeline, with most applications due for review between October 18 and October 25, and the final deadline for the Franklin Templeton XRP ETF set for November 14. The regulatory clarity provided by Ripple’s 2024 legal victory has played a significant role in boosting the probability of approval. Bloomberg’s senior ETF analyst Eric Balchunas has estimated a 95% chance of approval, attributing it to the shifting leadership at the SEC and the broader regulatory clarity in the crypto space. If the ETFs are approved, analysts predict they could drive demand for XRP tokens toward the $10–$20 range, with more ambitious forecasts reaching as high as $50 should major institutional players like BlackRock enter the market.

Despite the bullish consensus, not all voices are aligned. AdrianoFeria.eth, a prominent crypto analyst on X, has raised concerns that an XRP ETF may instead signal the beginning of the end for the token, citing a lack of institutional interest and the absence of a strong narrative to rival Bitcoin or Ethereum. However, others, like Steven McClurg of Canary Capital, argue that XRP’s unique role in cross-border financial services could make it a compelling product for institutions, potentially outperforming Ethereum in certain use cases. The divergence in sentiment underscores the speculative nature of the XRP market, where outcomes will depend heavily on institutional adoption and broader crypto market dynamics.

As the crypto market braces for the potential approval of XRP ETFs, the broader implications for XRP’s price trajectory and institutional adoption are significant. If the SEC grants the green light, XRP could see a surge in liquidity and demand, mirroring the effects seen with Bitcoin and Ethereum ETFs. However, the token’s long-term success will depend not only on regulatory developments but also on its ability to attract sustained institutional interest and maintain relevance in the rapidly evolving crypto landscape.

Source:

[1] How High Will XRP's Price Go if All Ripple ETFs Are Approved in 2025? 3 AIs Give Big Predictions (https://cryptopotato.com/how-high-will-xrps-price-go-if-all-ripple-etfs-are-approved-in-2025-3-ais-give-big-predictions/)

[2] Classic XRP price chart pattern targets $5 as spot ETF reality draws closer (https://cointelegraph.com/news/classic-xrp-price-chart-pattern-5-spot-etf-reality-draws-closer)

[3] XRP Drops 4% After $2.88 Rejection as ETF Speculation and Fed Signals Drive Market Sentiment (https://www.coindesk.com/markets/2025/09/05/xrp-holds-usd2-84-after-v-shaped-recovery-from-midday-lows)

[4] Ripple (XRP) Rallies Past $3 as Mutuum Finance (MUTM) Stages 45x Presale Rally (https://www.mitrade.com/insights/news/live-news/article-3-1082567-20250831)

[5] Which XRP ETF Is Best? Complete Guide for 2024 (https://www.bitget.com/wiki/which-xrp-etf-is-best)

[6] Are There Any XRP ETF Options for Investors? (https://www.bitget.com/wiki/are-there-any-xrp-etf)

[7] Crypto analyst warns XRP ETF will mark 'beginning of the end' (https://finance.yahoo.com/news/crypto-analyst-warns-xrp-etf-193131671.html)