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XRP investors are increasingly losing confidence, with long-term holders reportedly exiting the market despite recent regulatory advancements and speculation around potential ETF approvals. Wallet activity and price movements signal a decline in interest, with daily active addresses dropping to 30,000 and the price dipping below $2.30 [1]. Technical indicators also suggest a risk of further decline toward $1.20 if key support levels fail to hold [1]. Analysts note that while positive news such as Ripple potentially acquiring Circle or ETF speculation has emerged, it has done little to boost XRP’s broader adoption or long-term value [1].
Meanwhile, a new player in the PayFi space, Remittix (RTX), is gaining significant traction. The token is being positioned as a platform that enables real-world utility, including instant crypto-to-cash conversions across more than 30 countries and support for over 50 tokens and fiat currencies [1]. Recent developments, such as XRP being added as a default on-ramp and the upcoming Q3 wallet launch, have further heightened interest in the project [1]. Analysts have drawn comparisons between RTX and XRP, with some referring to it as the "next XRP 2.0," emphasizing its growing usage metrics and optimized blockchain architecture [1].
The migration of XRP holders to RTX reflects a broader shift toward projects that prioritize tangible utility and accessibility over speculative hype. Unlike XRP, RTX has a finite token supply and is being backed by both retail and institutional investors, contributing to its rapid rise in 2025 [1]. A $500 investment in RTX, at its current price of under $0.10, would yield 5,000 tokens. If the token reaches $10, as some analysts predict based on its fundamentals, the investment could grow to $50,000 or more [1].
The market appears to be rotating toward utility-backed crypto solutions, and RTX is at the forefront of this movement. With visible product rollouts and a focus on real-world adoption, the PayFi token is capturing attention as a potential leader in the next phase of the crypto landscape [1].
Source: [1] XRP Bagholders Fading Fast As New PayFi Token Starts To Moon Hard (https://coinmarketcap.com/community/articles/689174d2ca7ee4282b95767c/)

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