XRP News Today: XRP Holders Buy Lamborghini Without Selling Tokens via DeFi Strategy

Cypress Demanincor, a crypto commentator and advocate for blockchain financial literacy, has proposed a strategy enabling XRP holders to purchase luxury assets like a Lamborghini without selling their tokens [1]. The approach leverages decentralized finance (DeFi) tools to generate passive income while maintaining exposure to XRP’s potential price growth. Demanincor’s framework involves liquid staking XRP to earn yields, lending staked assets for additional returns, and using stablecoin loans collateralized by XRP to fund purchases. This method allows investors to retain their holdings, benefiting from future appreciation while accessing immediate liquidity [1].

The core idea centers on maximizing capital efficiency. Instead of liquidating XRP for fiat currency, investors lock their tokens into liquid staking protocols, which provide staking rewards while keeping the assets available for borrowing. By lending the staked XRP on DeFi platforms, users generate dual income streams. A stablecoin loan, secured by the staked XRP, can then be converted into fiat to finance high-value purchases. Crucially, this avoids diluting the investor’s XRP position, preserving long-term upside potential [1].

Demanincor’s strategy extends beyond initial borrowing by transforming the purchased asset into a revenue-generating entity. He recommends tokenizing the Lamborghini via real-world asset (RWA) platforms, enabling fractional ownership and rental income. The vehicle is structured under a limited liability company (LLC), with rental and tokenization proceeds used to repay the stablecoin loan. This converts the Lamborghini from a consumption expense into a productive asset, aligning with the broader DeFi ethos of leveraging existing holdings for compounding value [1].

The proposal gains relevance amid XRP’s recent price movements. As of July 24, 2025, XRP traded at $3.17 after a weekly correction from $3.51 to $2.96 [1]. Despite volatility, the token has surged over 60% in 30 days and more than 400% since early 2024. Analysts remain divided on short-term outcomes, with Bitget projecting a potential rise to $5 by year-end and macro models suggesting $10–$15 as long-term targets [1]. Demanincor’s strategy emphasizes avoiding emotional selling during price swings, instead using collateralization and income generation to navigate market cycles without sacrificing future gains.

The approach is not without risks. It requires familiarity with DeFi protocols, stablecoin loan management, and legal frameworks for asset tokenization. However, for informed investors, the benefits include retained wealth, ongoing cash flow, and lifestyle enhancements without liquidating XRP. Demanincor critiques the short-termism common in crypto markets, advocating for a “long game” where assets work simultaneously for appreciation and utility [1].

Sources:

[1] [Expert Says You Can Use XRP to Buy a Lambo and Still Keep the XRP, Here’s How] [https://timestabloid.com/expert-says-you-can-use-xrp-to-buy-a-lambo-and-still-keep-the-xrp-heres-how/]